Springfield, MA vs Indianapolis, IN
Moving from Springfield to Indianapolis? Here's what changes — from your equivalent salary to housing ($376,017 → $295,921 median home) and taxes.
Springfield vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Springfield, MA, you'd need about $96,515 in Indianapolis, IN (−$3,485).
Livability — Springfield, MA: 60 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,260 sqft in Springfield vs 3,211 sqft in Indianapolis ($221 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Springfield, MA | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $23,292 | $18,636 | −$4,656 |
| Groceries | $4,938 | $4,740 | −$198 |
| Transportation | $3,210 | $3,250 | +$40 |
| Utilities | $3,180 | $1,932 | −$1,248 |
| Insurance | $1,800 | $1,600 | −$200 |
| Taxes | $15,617 | $7,367 | −$8,249 |
| Total | $52,036 | $37,525 | −$14,511 |
Side by side
| Metric | Springfield, MA | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 98.1 | 94.7 |
| Unemployment rate | 5.93% | 4.28% |
| Population growth (5-yr) | 9.4% | 6.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.58 | $5.39 |
| Median home price | $376,017 | $295,921 |
| Home price ÷ income | 5.3× | 4.0× |
| 1-yr home appreciation | 2.7% | 1.3% |
| Price per square foot | $221 | $156 |
| Median rent | $1,941 | $1,553 |
| Total tax burden (% income) | 11.5% | 9.3% |
| Combined sales tax | 6.25% | 7.00% |
| Capital gains tax | 9.00% | 3.05% |
| Property tax rate | 1.59% | 0.84% |
| Healthcare (annual) | $8,200 | $6,600 |
| Childcare (annual, infant) | $21,000 | $12,000 |
| Vehicle property tax | 2.25% | 1.20% |
| Avg commute (min) | 23 | 25 |
| Home insurance / yr | $1,800 | $1,600 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $800 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 17.9 |
| Gas $/gal | 3.30 | 3.30 |
| Natural gas / mo | $108 | $72 |
| Water & sewer / mo | $71 | $102 |
| Home internet / mo | $78 | $81 |
| Violent crime /100k | 330 | 360 |
| Avg summer high °F | 82 | 86 |
| Avg winter low °F | 22 | 20 |
| Annual precipitation (in) | 47.1 | 43.6 |
| Annual snowfall (in) | 51.7 | 25.5 |
| Sunshine (% possible) | 56% | 55% |
| Permit difficulty (1–5) | 4 | 2 |