Springfield, MA vs Philadelphia, PA
Moving from Springfield to Philadelphia? Here's what changes — from your equivalent salary to housing ($376,017 → $390,463 median home) and taxes.
Springfield vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Springfield, MA, you'd need about $104,380 in Philadelphia, PA (+$4,380).
Livability — Springfield, MA: 60 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,260 sqft in Springfield vs 2,241 sqft in Philadelphia ($221 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Springfield, MA | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $23,292 | $22,968 | −$324 |
| Groceries | $4,938 | $4,909 | −$29 |
| Transportation | $3,210 | $3,440 | +$230 |
| Utilities | $3,180 | $2,316 | −$864 |
| Insurance | $1,800 | $1,200 | −$600 |
| Taxes | $15,617 | $10,192 | −$5,424 |
| Total | $52,036 | $45,025 | −$7,011 |
Side by side
| Metric | Springfield, MA | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 98.1 | 102.4 |
| Unemployment rate | 5.93% | 6.12% |
| Population growth (5-yr) | 9.4% | 2.8% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.58 | $5.82 |
| Median home price | $376,017 | $390,463 |
| Home price ÷ income | 5.3× | 4.6× |
| 1-yr home appreciation | 2.7% | 2.5% |
| Price per square foot | $221 | $223 |
| Median rent | $1,941 | $1,914 |
| Total tax burden (% income) | 11.5% | 10.6% |
| Combined sales tax | 6.25% | 6.34% |
| Capital gains tax | 9.00% | 3.07% |
| Property tax rate | 1.59% | 1.61% |
| Healthcare (annual) | $8,200 | $7,000 |
| Childcare (annual, infant) | $21,000 | $12,000 |
| Vehicle property tax | 2.25% | None |
| Avg commute (min) | 23 | 29 |
| Home insurance / yr | $1,800 | $1,200 |
| Auto insurance / yr | $1,500 | $1,600 |
| Flood insurance / yr | $800 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 21.5 |
| Gas $/gal | 3.30 | 3.55 |
| Natural gas / mo | $108 | $82 |
| Water & sewer / mo | $71 | $65 |
| Home internet / mo | $78 | $78 |
| Violent crime /100k | 330 | 390 |
| Avg summer high °F | 82 | 85 |
| Avg winter low °F | 22 | 22 |
| Annual precipitation (in) | 47.1 | 44.1 |
| Annual snowfall (in) | 51.7 | 23.1 |
| Sunshine (% possible) | 56% | 56% |
| Permit difficulty (1–5) | 4 | 3 |