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St. Louis, MO vs Fort Collins, CO

Moving from St. Louis to Fort Collins? Here's what changes — from your equivalent salary to housing ($276,878 → $556,500 median home) and taxes.

St. Louis vs Fort Collins at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

St. Louis, MO Fort Collins, CO Cost-of-living index St. Louis, MO — Cost-of-living index: 95 95 Fort Collins, CO — Cost-of-living index: 97 97 Median home price St. Louis, MO — Median home price: $277k $277k Fort Collins, CO — Median home price: $557k $557k Price per sqft St. Louis, MO — Price per sqft: $158 $158 Fort Collins, CO — Price per sqft: $293 $293 Median rent St. Louis, MO — Median rent: $1,451 $1,451 Fort Collins, CO — Median rent: $1,928 $1,928 Combined sales tax St. Louis, MO — Combined sales tax: 8.4% 8.4% Fort Collins, CO — Combined sales tax: 7.8% 7.8% Property tax rate St. Louis, MO — Property tax rate: 1.26% 1.26% Fort Collins, CO — Property tax rate: 0.52% 0.52% Violent crime /100k St. Louis, MO — Violent crime /100k: 490 490 Fort Collins, CO — Violent crime /100k: 490 490 Electricity ¢/kWh St. Louis, MO — Electricity ¢/kWh: 14.0 14.0 Fort Collins, CO — Electricity ¢/kWh: 16.5 16.5 Avg commute (min) St. Louis, MO — Avg commute (min): 25 25 Fort Collins, CO — Avg commute (min): 23 23 Avg summer high °F St. Louis, MO — Avg summer high °F: 89° 89° Fort Collins, CO — Avg summer high °F: 88° 88° Avg winter low °F St. Louis, MO — Avg winter low °F: 22° 22° Fort Collins, CO — Avg winter low °F: 18° 18°

To keep the same standard of living as $100,000 in St. Louis, MO, you'd need about $102,459 in Fort Collins, CO (+$2,459).

Livability — St. Louis, MO: 65 · Fort Collins, CO: 59 (0–100).

What your home budget buys

A $500,000 home budget gets you about 3,161 sqft in St. Louis vs 1,707 sqft in Fort Collins ($158 vs $293 per sqft).

Annual cost breakdown (at $100,000)

CategorySt. Louis, MOFort Collins, CODifference
Housing $17,412 $23,136 +$5,724
Groceries $4,934 $4,814 −$120
Transportation $3,390 $4,050 +$660
Utilities $1,512 $1,788 +$276
Insurance $2,400 $2,800 +$400
Taxes $10,488 $9,647 −$841
Total $40,136 $46,234 +$6,098

Side by side

MetricSt. Louis, MOFort Collins, CO
Cost-of-living index95.097.3
Unemployment rate4.35%4.57%
Population growth (5-yr)0.3%8.6%
Air quality (median AQI)5554
Big Mac price (est.)$5.40$5.54
Median home price$276,878$556,500
Home price ÷ income3.7×6.4×
1-yr home appreciation2.9%-1.5%
Price per square foot$158$293
Median rent$1,451$1,928
Total tax burden (% income)9.3%9.7%
Combined sales tax8.38%7.77%
Capital gains tax4.80%4.40%
Property tax rate1.26%0.52%
Healthcare (annual)$6,400$6,800
Childcare (annual, infant)$10,000$16,000
Vehicle property tax2.55%1.79%
Avg commute (min)2523
Home insurance / yr$2,400$2,800
Auto insurance / yr$1,800$2,000
Flood insurance / yr$750$550
Earthquake insurance / yr$400$100
Electricity ¢/kWh14.016.5
Gas $/gal3.003.30
Violent crime /100k490490
Avg summer high °F8988
Avg winter low °F2218
Permit difficulty (1–5)23
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