St. Louis, MO vs Philadelphia, PA
Moving from St. Louis to Philadelphia? Here's what changes — from your equivalent salary to housing ($276,878 → $390,463 median home) and taxes.
St. Louis vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in St. Louis, MO, you'd need about $107,781 in Philadelphia, PA (+$7,781).
Livability — St. Louis, MO: 65 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,161 sqft in St. Louis vs 2,241 sqft in Philadelphia ($158 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | St. Louis, MO | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $17,412 | $22,968 | +$5,556 |
| Groceries | $4,934 | $4,909 | −$25 |
| Transportation | $3,390 | $3,440 | +$50 |
| Utilities | $1,512 | $2,316 | +$804 |
| Insurance | $2,400 | $1,200 | −$1,200 |
| Taxes | $10,488 | $10,192 | −$296 |
| Total | $40,136 | $45,025 | +$4,889 |
Side by side
| Metric | St. Louis, MO | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 95.0 | 102.4 |
| Unemployment rate | 4.35% | 6.12% |
| Population growth (5-yr) | 0.3% | 2.8% |
| Air quality (median AQI) | 55 | 53 |
| Big Mac price (est.) | $5.40 | $5.82 |
| Median home price | $276,878 | $390,463 |
| Home price ÷ income | 3.7× | 4.6× |
| 1-yr home appreciation | 2.9% | 2.5% |
| Price per square foot | $158 | $223 |
| Median rent | $1,451 | $1,914 |
| Total tax burden (% income) | 9.3% | 10.6% |
| Combined sales tax | 8.38% | 6.34% |
| Capital gains tax | 4.80% | 3.07% |
| Property tax rate | 1.26% | 1.61% |
| Healthcare (annual) | $6,400 | $7,000 |
| Childcare (annual, infant) | $10,000 | $12,000 |
| Vehicle property tax | 2.55% | None |
| Avg commute (min) | 25 | 29 |
| Home insurance / yr | $2,400 | $1,200 |
| Auto insurance / yr | $1,800 | $1,600 |
| Flood insurance / yr | $750 | $650 |
| Earthquake insurance / yr | $400 | $100 |
| Electricity ¢/kWh | 14.0 | 21.5 |
| Gas $/gal | 3.00 | 3.55 |
| Violent crime /100k | 490 | 390 |
| Avg summer high °F | 89 | 85 |
| Avg winter low °F | 22 | 22 |
| Permit difficulty (1–5) | 2 | 3 |