St. Louis, MO vs Sioux Falls, SD
Moving from St. Louis to Sioux Falls? Here's what changes — from your equivalent salary to housing ($276,878 → $342,936 median home) and taxes.
St. Louis vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in St. Louis, MO, you'd need about $94,860 in Sioux Falls, SD (−$5,140).
Livability — St. Louis, MO: 65 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,161 sqft in St. Louis vs 2,479 sqft in Sioux Falls ($158 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | St. Louis, MO | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $17,412 | $15,708 | −$1,704 |
| Groceries | $4,934 | $4,870 | −$65 |
| Transportation | $3,390 | $3,200 | −$190 |
| Utilities | $1,512 | $1,572 | +$60 |
| Insurance | $2,400 | $2,400 | +$0 |
| Taxes | $10,488 | $5,263 | −$5,225 |
| Total | $40,136 | $33,013 | −$7,124 |
Side by side
| Metric | St. Louis, MO | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 95.0 | 90.1 |
| Unemployment rate | 4.35% | 2.15% |
| Population growth (5-yr) | 0.3% | 10.9% |
| Air quality (median AQI) | 55 | 34 |
| Big Mac price (est.) | $5.40 | $5.13 |
| Median home price | $276,878 | $342,936 |
| Home price ÷ income | 3.7× | 4.4× |
| 1-yr home appreciation | 2.9% | 1.5% |
| Price per square foot | $158 | $202 |
| Median rent | $1,451 | $1,309 |
| Total tax burden (% income) | 9.3% | 8.4% |
| Combined sales tax | 8.38% | 6.40% |
| Capital gains tax | 4.80% | None |
| Property tax rate | 1.26% | 1.18% |
| Healthcare (annual) | $6,400 | $6,800 |
| Childcare (annual, infant) | $10,000 | $8,000 |
| Vehicle property tax | 2.55% | None |
| Avg commute (min) | 25 | 19 |
| Home insurance / yr | $2,400 | $2,400 |
| Auto insurance / yr | $1,800 | $1,500 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $400 | $100 |
| Electricity ¢/kWh | 14.0 | 14.5 |
| Gas $/gal | 3.00 | 3.20 |
| Violent crime /100k | 490 | 400 |
| Avg summer high °F | 89 | 86 |
| Avg winter low °F | 22 | 10 |
| Permit difficulty (1–5) | 2 | 2 |