St. Louis, MO vs Springfield, MO
Moving from St. Louis to Springfield? Here's what changes — from your equivalent salary to housing ($276,878 → $272,938 median home) and taxes.
St. Louis vs Springfield at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in St. Louis, MO, you'd need about $93,827 in Springfield, MO (−$6,173).
Livability — St. Louis, MO: 65 · Springfield, MO: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,161 sqft in St. Louis vs 3,205 sqft in Springfield ($158 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | St. Louis, MO | Springfield, MO | Difference |
|---|---|---|---|
| Housing | $17,412 | $15,252 | −$2,160 |
| Groceries | $4,934 | $4,830 | −$104 |
| Transportation | $3,390 | $3,390 | +$0 |
| Utilities | $1,512 | $1,512 | +$0 |
| Insurance | $2,400 | $2,400 | +$0 |
| Taxes | $10,488 | $9,116 | −$1,372 |
| Total | $40,136 | $36,500 | −$3,636 |
Side by side
| Metric | St. Louis, MO | Springfield, MO |
|---|---|---|
| Cost-of-living index | 95.0 | 89.1 |
| Unemployment rate | 4.35% | 3.91% |
| Population growth (5-yr) | 0.3% | 4.8% |
| Air quality (median AQI) | 55 | 45 |
| Big Mac price (est.) | $5.40 | $5.07 |
| Median home price | $276,878 | $272,938 |
| Home price ÷ income | 3.7× | 4.7× |
| 1-yr home appreciation | 2.9% | 2.4% |
| Price per square foot | $158 | $156 |
| Median rent | $1,451 | $1,271 |
| Total tax burden (% income) | 9.3% | 9.3% |
| Combined sales tax | 8.38% | 8.38% |
| Capital gains tax | 4.80% | 4.80% |
| Property tax rate | 1.26% | 0.72% |
| Healthcare (annual) | $6,400 | $6,400 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | 2.55% | 2.55% |
| Avg commute (min) | 25 | 23 |
| Home insurance / yr | $2,400 | $2,400 |
| Auto insurance / yr | $1,800 | $1,800 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $400 | $400 |
| Electricity ¢/kWh | 14.0 | 14.0 |
| Gas $/gal | 3.00 | 3.00 |
| Violent crime /100k | 490 | 490 |
| Avg summer high °F | 89 | 89 |
| Avg winter low °F | 22 | 22 |
| Permit difficulty (1–5) | 2 | 2 |