St. Louis, MO vs Toledo, OH
Moving from St. Louis to Toledo? Here's what changes — from your equivalent salary to housing ($276,878 → $203,726 median home) and taxes.
St. Louis vs Toledo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in St. Louis, MO, you'd need about $95,421 in Toledo, OH (−$4,579).
Livability — St. Louis, MO: 65 · Toledo, OH: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,161 sqft in St. Louis vs 4,049 sqft in Toledo ($158 vs $124 per sqft).
Annual cost breakdown (at $100,000)
| Category | St. Louis, MO | Toledo, OH | Difference |
|---|---|---|---|
| Housing | $17,412 | $15,624 | −$1,788 |
| Groceries | $4,934 | $4,706 | −$228 |
| Transportation | $3,390 | $3,025 | −$365 |
| Utilities | $1,512 | $2,100 | +$588 |
| Insurance | $2,400 | $1,300 | −$1,100 |
| Taxes | $10,488 | $8,598 | −$1,890 |
| Total | $40,136 | $35,353 | −$4,783 |
Side by side
| Metric | St. Louis, MO | Toledo, OH |
|---|---|---|
| Cost-of-living index | 95.0 | 90.6 |
| Unemployment rate | 4.35% | 5.95% |
| Population growth (5-yr) | 0.3% | 6.5% |
| Air quality (median AQI) | 55 | 53 |
| Big Mac price (est.) | $5.40 | $5.16 |
| Median home price | $276,878 | $203,726 |
| Home price ÷ income | 3.7× | 3.3× |
| 1-yr home appreciation | 2.9% | 2.7% |
| Price per square foot | $158 | $124 |
| Median rent | $1,451 | $1,302 |
| Total tax burden (% income) | 9.3% | 10.0% |
| Combined sales tax | 8.38% | 7.24% |
| Capital gains tax | 4.80% | 3.50% |
| Property tax rate | 1.26% | 1.61% |
| Healthcare (annual) | $6,400 | $6,400 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | 2.55% | None |
| Avg commute (min) | 25 | 21 |
| Home insurance / yr | $2,400 | $1,300 |
| Auto insurance / yr | $1,800 | $1,300 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $400 | $100 |
| Electricity ¢/kWh | 14.0 | 19.5 |
| Gas $/gal | 3.00 | 3.25 |
| Violent crime /100k | 490 | 300 |
| Avg summer high °F | 89 | 85 |
| Avg winter low °F | 22 | 20 |
| Permit difficulty (1–5) | 2 | 2 |