Tampa, FL vs Phoenix, AZ
Moving from Tampa to Phoenix? Here's what changes — from your equivalent salary to housing ($360,738 → $448,352 median home) and taxes.
Tampa vs Phoenix at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $102,150 in Phoenix, AZ (+$2,150).
Livability — Tampa, FL: 65 · Phoenix, AZ: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 2,063 sqft in Phoenix ($195 vs $242 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Phoenix, AZ | Difference |
|---|---|---|---|
| Housing | $24,216 | $20,904 | −$3,312 |
| Groceries | $4,949 | $4,919 | −$30 |
| Transportation | $4,800 | $3,960 | −$840 |
| Utilities | $1,656 | $1,668 | +$12 |
| Insurance | $4,200 | $1,800 | −$2,400 |
| Taxes | $4,642 | $7,280 | +$2,638 |
| Total | $44,463 | $40,531 | −$3,932 |
Side by side
| Metric | Tampa, FL | Phoenix, AZ |
|---|---|---|
| Cost-of-living index | 102.5 | 104.7 |
| Unemployment rate | 4.92% | 4.88% |
| Population growth (5-yr) | 7.3% | 6.7% |
| Air quality (median AQI) | 51 | 86 |
| Big Mac price (est.) | $5.83 | $5.96 |
| Median home price | $360,738 | $448,352 |
| Home price ÷ income | 5.4× | 5.6× |
| 1-yr home appreciation | -3.4% | -1.7% |
| Price per square foot | $195 | $242 |
| Median rent | $2,018 | $1,742 |
| Total tax burden (% income) | 9.1% | 9.5% |
| Combined sales tax | 7.02% | 8.38% |
| Capital gains tax | None | 2.50% |
| Property tax rate | 0.80% | 0.51% |
| Healthcare (annual) | $7,500 | $6,300 |
| Childcare (annual, infant) | $10,000 | $12,500 |
| Vehicle property tax | None | 1.68% |
| Avg commute (min) | 28 | 27 |
| Home insurance / yr | $4,200 | $1,800 |
| Auto insurance / yr | $2,900 | $1,900 |
| Flood insurance / yr | $1,400 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 15.5 |
| Gas $/gal | 3.35 | 3.60 |
| Violent crime /100k | 380 | 430 |
| Avg summer high °F | 91 | 104 |
| Avg winter low °F | 52 | 41 |
| Permit difficulty (1–5) | 3 | 2 |