Tampa, FL vs Richmond, VA
Moving from Tampa to Richmond? Here's what changes — from your equivalent salary to housing ($360,738 → $397,705 median home) and taxes.
Tampa vs Richmond at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $95,964 in Richmond, VA (−$4,036).
Livability — Tampa, FL: 65 · Richmond, VA: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 2,514 sqft in Richmond ($195 vs $199 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Richmond, VA | Difference |
|---|---|---|---|
| Housing | $24,216 | $21,156 | −$3,060 |
| Groceries | $4,949 | $4,853 | −$95 |
| Transportation | $4,800 | $3,080 | −$1,720 |
| Utilities | $1,656 | $1,872 | +$216 |
| Insurance | $4,200 | $1,500 | −$2,700 |
| Taxes | $4,642 | $10,041 | +$5,399 |
| Total | $44,463 | $42,502 | −$1,961 |
Side by side
| Metric | Tampa, FL | Richmond, VA |
|---|---|---|
| Cost-of-living index | 102.5 | 98.3 |
| Unemployment rate | 4.92% | 4.78% |
| Population growth (5-yr) | 7.3% | 3.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.83 | $5.60 |
| Median home price | $360,738 | $397,705 |
| Home price ÷ income | 5.4× | 4.9× |
| 1-yr home appreciation | -3.4% | 2.3% |
| Price per square foot | $195 | $199 |
| Median rent | $2,018 | $1,763 |
| Total tax burden (% income) | 9.1% | 12.5% |
| Combined sales tax | 7.02% | 5.73% |
| Capital gains tax | None | 5.75% |
| Property tax rate | 0.80% | 0.76% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | None | 3.97% |
| Avg commute (min) | 28 | 25 |
| Home insurance / yr | $4,200 | $1,500 |
| Auto insurance / yr | $2,900 | $1,400 |
| Flood insurance / yr | $1,400 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 17.4 |
| Gas $/gal | 3.35 | 3.20 |
| Natural gas / mo | $38 | $78 |
| Water & sewer / mo | $88 | $103 |
| Home internet / mo | $76 | $77 |
| Violent crime /100k | 380 | 200 |
| Avg summer high °F | 91 | 87 |
| Avg winter low °F | 52 | 28 |
| Annual precipitation (in) | 49.5 | 45.5 |
| Annual snowfall (in) | 0.0 | 8.8 |
| Sunshine (% possible) | 66% | 57% |
| Permit difficulty (1–5) | 3 | 3 |