Tampa, FL vs San Francisco, CA
Moving from Tampa to San Francisco? Here's what changes — from your equivalent salary to housing ($360,738 → $1,149,215 median home) and taxes.
Tampa vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $114,714 in San Francisco, CA (+$14,714).
Livability — Tampa, FL: 65 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 653 sqft in San Francisco ($195 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $24,216 | $39,096 | +$14,880 |
| Groceries | $4,949 | $5,761 | +$812 |
| Transportation | $4,800 | $5,125 | +$325 |
| Utilities | $1,656 | $3,804 | +$2,148 |
| Insurance | $4,200 | $1,500 | −$2,700 |
| Taxes | $4,642 | $24,108 | +$19,466 |
| Total | $44,463 | $79,394 | +$34,931 |
Side by side
| Metric | Tampa, FL | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 102.5 | 117.6 |
| Unemployment rate | 4.92% | 5.22% |
| Population growth (5-yr) | 7.3% | 1.1% |
| Air quality (median AQI) | 51 | 53 |
| Big Mac price (est.) | $5.83 | $6.69 |
| Median home price | $360,738 | $1,149,215 |
| Home price ÷ income | 5.4× | 8.9× |
| 1-yr home appreciation | -3.4% | -0.8% |
| Price per square foot | $195 | $766 |
| Median rent | $2,018 | $3,258 |
| Total tax burden (% income) | 9.1% | 13.5% |
| Combined sales tax | 7.02% | 8.82% |
| Capital gains tax | None | 13.30% |
| Property tax rate | 0.80% | 0.72% |
| Healthcare (annual) | $7,500 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 28 | 33 |
| Home insurance / yr | $4,200 | $1,500 |
| Auto insurance / yr | $2,900 | $2,400 |
| Flood insurance / yr | $1,400 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 15.4 | 35.3 |
| Gas $/gal | 3.35 | 4.85 |
| Violent crime /100k | 380 | 500 |
| Avg summer high °F | 91 | 84 |
| Avg winter low °F | 52 | 45 |
| Permit difficulty (1–5) | 3 | 5 |