Tampa, FL vs Sioux Falls, SD
Moving from Tampa to Sioux Falls? Here's what changes — from your equivalent salary to housing ($360,738 → $342,936 median home) and taxes.
Tampa vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $87,917 in Sioux Falls, SD (−$12,083).
Livability — Tampa, FL: 65 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 2,479 sqft in Sioux Falls ($195 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $24,216 | $15,708 | −$8,508 |
| Groceries | $4,949 | $4,870 | −$79 |
| Transportation | $4,800 | $3,200 | −$1,600 |
| Utilities | $1,656 | $1,572 | −$84 |
| Insurance | $4,200 | $2,400 | −$1,800 |
| Taxes | $4,642 | $5,263 | +$621 |
| Total | $44,463 | $33,013 | −$11,450 |
Side by side
| Metric | Tampa, FL | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 102.5 | 90.1 |
| Unemployment rate | 4.92% | 2.15% |
| Population growth (5-yr) | 7.3% | 10.9% |
| Air quality (median AQI) | 51 | 34 |
| Big Mac price (est.) | $5.83 | $5.13 |
| Median home price | $360,738 | $342,936 |
| Home price ÷ income | 5.4× | 4.4× |
| 1-yr home appreciation | -3.4% | 1.5% |
| Price per square foot | $195 | $202 |
| Median rent | $2,018 | $1,309 |
| Total tax burden (% income) | 9.1% | 8.4% |
| Combined sales tax | 7.02% | 6.40% |
| Capital gains tax | None | None |
| Property tax rate | 0.80% | 1.18% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $8,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 19 |
| Home insurance / yr | $4,200 | $2,400 |
| Auto insurance / yr | $2,900 | $1,500 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 14.5 |
| Gas $/gal | 3.35 | 3.20 |
| Violent crime /100k | 380 | 400 |
| Avg summer high °F | 91 | 86 |
| Avg winter low °F | 52 | 10 |
| Permit difficulty (1–5) | 3 | 2 |