SalaryCompareTool

Tampa, FL vs Springfield, MA

Moving from Tampa to Springfield? Here's what changes — from your equivalent salary to housing ($360,738 → $376,017 median home) and taxes.

Tampa vs Springfield at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Tampa, FL Springfield, MA Cost-of-living index Tampa, FL — Cost-of-living index: 102 102 Springfield, MA — Cost-of-living index: 98 98 Median home price Tampa, FL — Median home price: $361k $361k Springfield, MA — Median home price: $376k $376k Price per sqft Tampa, FL — Price per sqft: $195 $195 Springfield, MA — Price per sqft: $221 $221 Median rent Tampa, FL — Median rent: $2,018 $2,018 Springfield, MA — Median rent: $1,941 $1,941 Combined sales tax Tampa, FL — Combined sales tax: 7.0% 7.0% Springfield, MA — Combined sales tax: 6.3% 6.3% Property tax rate Tampa, FL — Property tax rate: 0.80% 0.80% Springfield, MA — Property tax rate: 1.59% 1.59% Violent crime /100k Tampa, FL — Violent crime /100k: 380 380 Springfield, MA — Violent crime /100k: 330 330 Electricity ¢/kWh Tampa, FL — Electricity ¢/kWh: 15.4 15.4 Springfield, MA — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) Tampa, FL — Avg commute (min): 28 28 Springfield, MA — Avg commute (min): 23 23 Avg summer high °F Tampa, FL — Avg summer high °F: 91° 91° Springfield, MA — Avg summer high °F: 82° 82° Avg winter low °F Tampa, FL — Avg winter low °F: 52° 52° Springfield, MA — Avg winter low °F: 22° 22°

To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $95,701 in Springfield, MA (−$4,299).

Livability — Tampa, FL: 65 · Springfield, MA: 60 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,564 sqft in Tampa vs 2,260 sqft in Springfield ($195 vs $221 per sqft).

Annual cost breakdown (at $100,000)

CategoryTampa, FLSpringfield, MADifference
Housing $24,216 $23,292 −$924
Groceries $4,949 $4,938 −$11
Transportation $4,800 $3,210 −$1,590
Utilities $1,656 $3,180 +$1,524
Insurance $4,200 $1,800 −$2,400
Taxes $4,642 $15,617 +$10,975
Total $44,463 $52,036 +$7,574

Side by side

MetricTampa, FLSpringfield, MA
Cost-of-living index102.598.1
Unemployment rate4.92%5.93%
Population growth (5-yr)7.3%9.4%
Air quality (median AQI)5138
Big Mac price (est.)$5.83$5.58
Median home price$360,738$376,017
Home price ÷ income5.4×5.3×
1-yr home appreciation-3.4%2.7%
Price per square foot$195$221
Median rent$2,018$1,941
Total tax burden (% income)9.1%11.5%
Combined sales tax7.02%6.25%
Capital gains taxNone9.00%
Property tax rate0.80%1.59%
Healthcare (annual)$7,500$8,200
Childcare (annual, infant)$10,000$21,000
Vehicle property taxNone2.25%
Avg commute (min)2823
Home insurance / yr$4,200$1,800
Auto insurance / yr$2,900$1,500
Flood insurance / yr$1,400$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh15.429.4
Gas $/gal3.353.30
Violent crime /100k380330
Avg summer high °F9182
Avg winter low °F5222
Permit difficulty (1–5)34
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