Tampa, FL vs Utica, NY
Moving from Tampa to Utica? Here's what changes — from your equivalent salary to housing ($360,738 → $230,265 median home) and taxes.
Tampa vs Utica at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $90,497 in Utica, NY (−$9,503).
Livability — Tampa, FL: 65 · Utica, NY: 64 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 3,475 sqft in Utica ($195 vs $144 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Utica, NY | Difference |
|---|---|---|---|
| Housing | $24,216 | $16,848 | −$7,368 |
| Groceries | $4,949 | $4,868 | −$81 |
| Transportation | $4,800 | $3,895 | −$905 |
| Utilities | $1,656 | $3,180 | +$1,524 |
| Insurance | $4,200 | $1,600 | −$2,600 |
| Taxes | $4,642 | $17,314 | +$12,672 |
| Total | $44,463 | $47,705 | +$3,242 |
Side by side
| Metric | Tampa, FL | Utica, NY |
|---|---|---|
| Cost-of-living index | 102.5 | 92.7 |
| Unemployment rate | 4.92% | 4.37% |
| Population growth (5-yr) | 7.3% | -1.3% |
| Air quality (median AQI) | 51 | 27 |
| Big Mac price (est.) | $5.83 | $5.28 |
| Median home price | $360,738 | $230,265 |
| Home price ÷ income | 5.4× | 3.4× |
| 1-yr home appreciation | -3.4% | 8.1% |
| Price per square foot | $195 | $144 |
| Median rent | $2,018 | $1,404 |
| Total tax burden (% income) | 9.1% | 15.9% |
| Combined sales tax | 7.02% | 8.52% |
| Capital gains tax | None | 10.90% |
| Property tax rate | 0.80% | 2.26% |
| Healthcare (annual) | $7,500 | $7,800 |
| Childcare (annual, infant) | $10,000 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 21 |
| Home insurance / yr | $4,200 | $1,600 |
| Auto insurance / yr | $2,900 | $2,100 |
| Flood insurance / yr | $1,400 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 29.4 |
| Gas $/gal | 3.35 | 3.45 |
| Violent crime /100k | 380 | 350 |
| Avg summer high °F | 91 | 83 |
| Avg winter low °F | 52 | 16 |
| Permit difficulty (1–5) | 3 | 5 |