Toledo, OH vs Charlotte, NC
Moving from Toledo to Charlotte? Here's what changes — from your equivalent salary to housing ($203,726 → $390,321 median home) and taxes.
Toledo vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $107,392 in Charlotte, NC (+$7,392).
Livability — Toledo, OH: 73 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 2,561 sqft in Charlotte ($124 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $15,624 | $20,880 | +$5,256 |
| Groceries | $4,706 | $4,834 | +$128 |
| Transportation | $3,025 | $3,130 | +$105 |
| Utilities | $2,100 | $1,752 | −$348 |
| Insurance | $1,300 | $2,000 | +$700 |
| Taxes | $8,598 | $8,740 | +$142 |
| Total | $35,353 | $41,336 | +$5,983 |
Side by side
| Metric | Toledo, OH | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 90.6 | 97.3 |
| Unemployment rate | 5.95% | 4.71% |
| Population growth (5-yr) | 6.5% | 10.0% |
| Air quality (median AQI) | 53 | 53 |
| Big Mac price (est.) | $5.16 | $5.54 |
| Median home price | $203,726 | $390,321 |
| Home price ÷ income | 3.3× | 5.1× |
| 1-yr home appreciation | 2.7% | -0.4% |
| Price per square foot | $124 | $195 |
| Median rent | $1,302 | $1,740 |
| Total tax burden (% income) | 10.0% | 9.9% |
| Combined sales tax | 7.24% | 6.98% |
| Capital gains tax | 3.50% | 4.25% |
| Property tax rate | 1.61% | 0.72% |
| Healthcare (annual) | $6,400 | $6,600 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | 1.10% |
| Avg commute (min) | 21 | 27 |
| Home insurance / yr | $1,300 | $2,000 |
| Auto insurance / yr | $1,300 | $1,400 |
| Flood insurance / yr | $600 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 16.3 |
| Gas $/gal | 3.25 | 3.20 |
| Violent crime /100k | 300 | 400 |
| Avg summer high °F | 85 | 89 |
| Avg winter low °F | 20 | 30 |
| Permit difficulty (1–5) | 2 | 3 |