Toledo, OH vs Denver, CO
Moving from Toledo to Denver? Here's what changes — from your equivalent salary to housing ($203,726 → $573,221 median home) and taxes.
Toledo vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $116,711 in Denver, CO (+$16,711).
Livability — Toledo, OH: 73 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 1,657 sqft in Denver ($124 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Denver, CO | Difference |
|---|---|---|---|
| Housing | $15,624 | $22,920 | +$7,296 |
| Groceries | $4,706 | $5,079 | +$373 |
| Transportation | $3,025 | $4,050 | +$1,025 |
| Utilities | $2,100 | $1,788 | −$312 |
| Insurance | $1,300 | $2,800 | +$1,500 |
| Taxes | $8,598 | $9,828 | +$1,230 |
| Total | $35,353 | $46,464 | +$11,111 |
Side by side
| Metric | Toledo, OH | Denver, CO |
|---|---|---|
| Cost-of-living index | 90.6 | 105.8 |
| Unemployment rate | 5.95% | 4.26% |
| Population growth (5-yr) | 6.5% | 5.7% |
| Air quality (median AQI) | 53 | 64 |
| Big Mac price (est.) | $5.16 | $6.02 |
| Median home price | $203,726 | $573,221 |
| Home price ÷ income | 3.3× | 5.9× |
| 1-yr home appreciation | 2.7% | -2.9% |
| Price per square foot | $124 | $302 |
| Median rent | $1,302 | $1,910 |
| Total tax burden (% income) | 10.0% | 9.7% |
| Combined sales tax | 7.24% | 7.77% |
| Capital gains tax | 3.50% | 4.40% |
| Property tax rate | 1.61% | 0.52% |
| Healthcare (annual) | $6,400 | $6,800 |
| Childcare (annual, infant) | $10,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,300 | $2,800 |
| Auto insurance / yr | $1,300 | $2,000 |
| Flood insurance / yr | $600 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 16.5 |
| Gas $/gal | 3.25 | 3.30 |
| Violent crime /100k | 300 | 490 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 20 | 18 |
| Permit difficulty (1–5) | 2 | 3 |