Toledo, OH vs Miami, FL
Moving from Toledo to Miami? Here's what changes — from your equivalent salary to housing ($203,726 → $475,622 median home) and taxes.
Toledo vs Miami at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $123,685 in Miami, FL (+$23,685).
Livability — Toledo, OH: 73 · Miami, FL: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 1,945 sqft in Miami ($124 vs $257 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Miami, FL | Difference |
|---|---|---|---|
| Housing | $15,624 | $32,316 | +$16,692 |
| Groceries | $4,706 | $5,091 | +$385 |
| Transportation | $3,025 | $4,800 | +$1,775 |
| Utilities | $2,100 | $1,656 | −$444 |
| Insurance | $1,300 | $4,200 | +$2,900 |
| Taxes | $8,598 | $5,772 | −$2,826 |
| Total | $35,353 | $53,835 | +$18,482 |
Side by side
| Metric | Toledo, OH | Miami, FL |
|---|---|---|
| Cost-of-living index | 90.6 | 112.1 |
| Unemployment rate | 5.95% | 5.24% |
| Population growth (5-yr) | 6.5% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.16 | $6.38 |
| Median home price | $203,726 | $475,622 |
| Home price ÷ income | 3.3× | 6.9× |
| 1-yr home appreciation | 2.7% | -2.9% |
| Price per square foot | $124 | $257 |
| Median rent | $1,302 | $2,693 |
| Total tax burden (% income) | 10.0% | 9.1% |
| Combined sales tax | 7.24% | 7.02% |
| Capital gains tax | 3.50% | None |
| Property tax rate | 1.61% | 0.90% |
| Healthcare (annual) | $6,400 | $7,500 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 30 |
| Home insurance / yr | $1,300 | $4,200 |
| Auto insurance / yr | $1,300 | $2,900 |
| Flood insurance / yr | $600 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 15.4 |
| Gas $/gal | 3.25 | 3.35 |
| Natural gas / mo | $78 | $38 |
| Water & sewer / mo | $104 | $88 |
| Home internet / mo | $76 | $76 |
| Violent crime /100k | 300 | 380 |
| Avg summer high °F | 85 | 91 |
| Avg winter low °F | 20 | 52 |
| Annual precipitation (in) | 41.0 | 67.4 |
| Annual snowfall (in) | 63.8 | 0.0 |
| Sunshine (% possible) | 49% | 70% |
| Permit difficulty (1–5) | 2 | 3 |