Toledo, OH vs Philadelphia, PA
Moving from Toledo to Philadelphia? Here's what changes — from your equivalent salary to housing ($203,726 → $390,463 median home) and taxes.
Toledo vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $112,954 in Philadelphia, PA (+$12,954).
Livability — Toledo, OH: 73 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 2,241 sqft in Philadelphia ($124 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $15,624 | $22,968 | +$7,344 |
| Groceries | $4,706 | $4,909 | +$203 |
| Transportation | $3,025 | $3,440 | +$415 |
| Utilities | $2,100 | $2,316 | +$216 |
| Insurance | $1,300 | $1,200 | −$100 |
| Taxes | $8,598 | $10,192 | +$1,594 |
| Total | $35,353 | $45,025 | +$9,672 |
Side by side
| Metric | Toledo, OH | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 90.6 | 102.4 |
| Unemployment rate | 5.95% | 6.12% |
| Population growth (5-yr) | 6.5% | 2.8% |
| Air quality (median AQI) | 53 | 53 |
| Big Mac price (est.) | $5.16 | $5.82 |
| Median home price | $203,726 | $390,463 |
| Home price ÷ income | 3.3× | 4.6× |
| 1-yr home appreciation | 2.7% | 2.5% |
| Price per square foot | $124 | $223 |
| Median rent | $1,302 | $1,914 |
| Total tax burden (% income) | 10.0% | 10.6% |
| Combined sales tax | 7.24% | 6.34% |
| Capital gains tax | 3.50% | 3.07% |
| Property tax rate | 1.61% | 1.61% |
| Healthcare (annual) | $6,400 | $7,000 |
| Childcare (annual, infant) | $10,000 | $12,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 29 |
| Home insurance / yr | $1,300 | $1,200 |
| Auto insurance / yr | $1,300 | $1,600 |
| Flood insurance / yr | $600 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 21.5 |
| Gas $/gal | 3.25 | 3.55 |
| Violent crime /100k | 300 | 390 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 20 | 22 |
| Permit difficulty (1–5) | 2 | 3 |