Toledo, OH vs Phoenix, AZ
Moving from Toledo to Phoenix? Here's what changes — from your equivalent salary to housing ($203,726 → $448,352 median home) and taxes.
Toledo vs Phoenix at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $115,506 in Phoenix, AZ (+$15,506).
Livability — Toledo, OH: 73 · Phoenix, AZ: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 2,063 sqft in Phoenix ($124 vs $242 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | Phoenix, AZ | Difference |
|---|---|---|---|
| Housing | $15,624 | $20,904 | +$5,280 |
| Groceries | $4,706 | $4,919 | +$213 |
| Transportation | $3,025 | $3,960 | +$935 |
| Utilities | $2,100 | $1,668 | −$432 |
| Insurance | $1,300 | $1,800 | +$500 |
| Taxes | $8,598 | $7,280 | −$1,318 |
| Total | $35,353 | $40,531 | +$5,178 |
Side by side
| Metric | Toledo, OH | Phoenix, AZ |
|---|---|---|
| Cost-of-living index | 90.6 | 104.7 |
| Unemployment rate | 5.95% | 4.88% |
| Population growth (5-yr) | 6.5% | 6.7% |
| Air quality (median AQI) | 53 | 86 |
| Big Mac price (est.) | $5.16 | $5.96 |
| Median home price | $203,726 | $448,352 |
| Home price ÷ income | 3.3× | 5.6× |
| 1-yr home appreciation | 2.7% | -1.7% |
| Price per square foot | $124 | $242 |
| Median rent | $1,302 | $1,742 |
| Total tax burden (% income) | 10.0% | 9.5% |
| Combined sales tax | 7.24% | 8.38% |
| Capital gains tax | 3.50% | 2.50% |
| Property tax rate | 1.61% | 0.51% |
| Healthcare (annual) | $6,400 | $6,300 |
| Childcare (annual, infant) | $10,000 | $12,500 |
| Vehicle property tax | None | 1.68% |
| Avg commute (min) | 21 | 27 |
| Home insurance / yr | $1,300 | $1,800 |
| Auto insurance / yr | $1,300 | $1,900 |
| Flood insurance / yr | $600 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 15.5 |
| Gas $/gal | 3.25 | 3.60 |
| Violent crime /100k | 300 | 430 |
| Avg summer high °F | 85 | 104 |
| Avg winter low °F | 20 | 41 |
| Permit difficulty (1–5) | 2 | 2 |