Toledo, OH vs San Jose, CA
Moving from Toledo to San Jose? Here's what changes — from your equivalent salary to housing ($203,726 → $1,610,466 median home) and taxes.
Toledo vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Toledo, OH, you'd need about $124,756 in San Jose, CA (+$24,756).
Livability — Toledo, OH: 73 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,049 sqft in Toledo vs 466 sqft in San Jose ($124 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Toledo, OH | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $15,624 | $43,500 | +$27,876 |
| Groceries | $4,706 | $5,247 | +$541 |
| Transportation | $3,025 | $5,125 | +$2,100 |
| Utilities | $2,100 | $3,804 | +$1,704 |
| Insurance | $1,300 | $1,500 | +$200 |
| Taxes | $8,598 | $25,449 | +$16,851 |
| Total | $35,353 | $84,625 | +$49,272 |
Side by side
| Metric | Toledo, OH | San Jose, CA |
|---|---|---|
| Cost-of-living index | 90.6 | 113.1 |
| Unemployment rate | 5.95% | 4.50% |
| Population growth (5-yr) | 6.5% | 0.6% |
| Air quality (median AQI) | 53 | 51 |
| Big Mac price (est.) | $5.16 | $6.43 |
| Median home price | $203,726 | $1,610,466 |
| Home price ÷ income | 3.3× | 10.6× |
| 1-yr home appreciation | 2.7% | -1.4% |
| Price per square foot | $124 | $1074 |
| Median rent | $1,302 | $3,625 |
| Total tax burden (% income) | 10.0% | 13.5% |
| Combined sales tax | 7.24% | 8.82% |
| Capital gains tax | 3.50% | 13.30% |
| Property tax rate | 1.61% | 0.71% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,300 | $1,500 |
| Auto insurance / yr | $1,300 | $2,400 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 19.5 | 35.3 |
| Gas $/gal | 3.25 | 4.85 |
| Violent crime /100k | 300 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 20 | 45 |
| Permit difficulty (1–5) | 2 | 5 |