Utica, NY vs Denver, CO
Moving from Utica to Denver? Here's what changes — from your equivalent salary to housing ($230,265 → $573,221 median home) and taxes.
Utica vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Utica, NY, you'd need about $114,054 in Denver, CO (+$14,054).
Livability — Utica, NY: 64 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,475 sqft in Utica vs 1,657 sqft in Denver ($144 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Utica, NY | Denver, CO | Difference |
|---|---|---|---|
| Housing | $16,848 | $22,920 | +$6,072 |
| Groceries | $4,868 | $5,079 | +$211 |
| Transportation | $3,895 | $4,050 | +$155 |
| Utilities | $3,180 | $1,788 | −$1,392 |
| Insurance | $1,600 | $2,800 | +$1,200 |
| Taxes | $17,314 | $9,828 | −$7,486 |
| Total | $47,705 | $46,464 | −$1,241 |
Side by side
| Metric | Utica, NY | Denver, CO |
|---|---|---|
| Cost-of-living index | 92.7 | 105.8 |
| Unemployment rate | 4.37% | 4.26% |
| Population growth (5-yr) | -1.3% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.28 | $6.02 |
| Median home price | $230,265 | $573,221 |
| Home price ÷ income | 3.4× | 5.9× |
| 1-yr home appreciation | 8.1% | -2.9% |
| Price per square foot | $144 | $302 |
| Median rent | $1,404 | $1,910 |
| Total tax burden (% income) | 15.9% | 9.7% |
| Combined sales tax | 8.52% | 7.77% |
| Capital gains tax | 10.90% | 4.40% |
| Property tax rate | 2.26% | 0.52% |
| Healthcare (annual) | $7,800 | $6,800 |
| Childcare (annual, infant) | $17,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,600 | $2,800 |
| Auto insurance / yr | $2,100 | $2,000 |
| Flood insurance / yr | $800 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 16.5 |
| Gas $/gal | 3.45 | 3.30 |
| Natural gas / mo | $98 | $65 |
| Water & sewer / mo | $87 | $120 |
| Home internet / mo | $76 | $87 |
| Violent crime /100k | 350 | 490 |
| Avg summer high °F | 83 | 88 |
| Avg winter low °F | 16 | 18 |
| Annual precipitation (in) | 40.0 | 15.4 |
| Annual snowfall (in) | 48.0 | 49.0 |
| Sunshine (% possible) | 50% | 69% |
| Permit difficulty (1–5) | 5 | 3 |