Utica, NY vs Nashville, TN
Moving from Utica to Nashville? Here's what changes — from your equivalent salary to housing ($230,265 → $455,958 median home) and taxes.
Utica vs Nashville at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Utica, NY, you'd need about $104,625 in Nashville, TN (+$4,625).
Livability — Utica, NY: 64 · Nashville, TN: 63 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,475 sqft in Utica vs 2,193 sqft in Nashville ($144 vs $228 per sqft).
Annual cost breakdown (at $100,000)
| Category | Utica, NY | Nashville, TN | Difference |
|---|---|---|---|
| Housing | $16,848 | $21,576 | +$4,728 |
| Groceries | $4,868 | $4,715 | −$154 |
| Transportation | $3,895 | $3,130 | −$765 |
| Utilities | $3,180 | $1,608 | −$1,572 |
| Insurance | $1,600 | $2,200 | +$600 |
| Taxes | $17,314 | $5,231 | −$12,083 |
| Total | $47,705 | $38,459 | −$9,246 |
Side by side
| Metric | Utica, NY | Nashville, TN |
|---|---|---|
| Cost-of-living index | 92.7 | 97.0 |
| Unemployment rate | 4.37% | 3.80% |
| Population growth (5-yr) | -1.3% | 8.8% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.28 | $5.52 |
| Median home price | $230,265 | $455,958 |
| Home price ÷ income | 3.4× | 5.8× |
| 1-yr home appreciation | 8.1% | -0.9% |
| Price per square foot | $144 | $228 |
| Median rent | $1,404 | $1,798 |
| Total tax burden (% income) | 15.9% | 7.6% |
| Combined sales tax | 8.52% | 9.55% |
| Capital gains tax | 10.90% | None |
| Property tax rate | 2.26% | 0.55% |
| Healthcare (annual) | $7,800 | $6,300 |
| Childcare (annual, infant) | $17,000 | $9,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,600 | $2,200 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $800 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 29.4 | 14.9 |
| Gas $/gal | 3.45 | 2.95 |
| Natural gas / mo | $98 | $62 |
| Water & sewer / mo | $87 | $121 |
| Home internet / mo | $76 | $80 |
| Violent crime /100k | 350 | 600 |
| Avg summer high °F | 83 | 89 |
| Avg winter low °F | 16 | 30 |
| Annual precipitation (in) | 40.0 | 50.5 |
| Annual snowfall (in) | 48.0 | 4.7 |
| Sunshine (% possible) | 50% | 56% |
| Permit difficulty (1–5) | 5 | 2 |