Utica, NY vs Sacramento, CA
Moving from Utica to Sacramento? Here's what changes — from your equivalent salary to housing ($230,265 → $582,707 median home) and taxes.
Utica vs Sacramento at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Utica, NY, you'd need about $117,637 in Sacramento, CA (+$17,637).
Livability — Utica, NY: 64 · Sacramento, CA: 49 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,475 sqft in Utica vs 1,287 sqft in Sacramento ($144 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Utica, NY | Sacramento, CA | Difference |
|---|---|---|---|
| Housing | $16,848 | $27,396 | +$10,548 |
| Groceries | $4,868 | $5,247 | +$379 |
| Transportation | $3,895 | $5,125 | +$1,230 |
| Utilities | $3,180 | $3,804 | +$624 |
| Insurance | $1,600 | $1,500 | −$100 |
| Taxes | $17,314 | $20,410 | +$3,096 |
| Total | $47,705 | $63,482 | +$15,777 |
Side by side
| Metric | Utica, NY | Sacramento, CA |
|---|---|---|
| Cost-of-living index | 92.7 | 109.1 |
| Unemployment rate | 4.37% | 5.74% |
| Population growth (5-yr) | -1.3% | 5.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.28 | $6.21 |
| Median home price | $230,265 | $582,707 |
| Home price ÷ income | 3.4× | 6.5× |
| 1-yr home appreciation | 8.1% | -1.6% |
| Price per square foot | $144 | $389 |
| Median rent | $1,404 | $2,283 |
| Total tax burden (% income) | 15.9% | 13.5% |
| Combined sales tax | 8.52% | 8.82% |
| Capital gains tax | 10.90% | 13.30% |
| Property tax rate | 2.26% | 0.79% |
| Healthcare (annual) | $7,800 | $7,200 |
| Childcare (annual, infant) | $17,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,600 | $1,500 |
| Auto insurance / yr | $2,100 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 29.4 | 35.3 |
| Gas $/gal | 3.45 | 4.85 |
| Natural gas / mo | $98 | $72 |
| Water & sewer / mo | $87 | $138 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 350 | 500 |
| Avg summer high °F | 83 | 84 |
| Avg winter low °F | 16 | 45 |
| Annual precipitation (in) | 40.0 | 19.2 |
| Annual snowfall (in) | 48.0 | 0.0 |
| Sunshine (% possible) | 50% | 78% |
| Permit difficulty (1–5) | 5 | 5 |