Utica, NY vs San Jose, CA
Moving from Utica to San Jose? Here's what changes — from your equivalent salary to housing ($230,265 → $1,610,466 median home) and taxes.
Utica vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Utica, NY, you'd need about $121,916 in San Jose, CA (+$21,916).
Livability — Utica, NY: 64 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,475 sqft in Utica vs 466 sqft in San Jose ($144 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Utica, NY | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $16,848 | $43,500 | +$26,652 |
| Groceries | $4,868 | $5,247 | +$379 |
| Transportation | $3,895 | $5,125 | +$1,230 |
| Utilities | $3,180 | $3,804 | +$624 |
| Insurance | $1,600 | $1,500 | −$100 |
| Taxes | $17,314 | $25,449 | +$8,135 |
| Total | $47,705 | $84,625 | +$36,920 |
Side by side
| Metric | Utica, NY | San Jose, CA |
|---|---|---|
| Cost-of-living index | 92.7 | 113.1 |
| Unemployment rate | 4.37% | 4.50% |
| Population growth (5-yr) | -1.3% | 0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.28 | $6.43 |
| Median home price | $230,265 | $1,610,466 |
| Home price ÷ income | 3.4× | 10.6× |
| 1-yr home appreciation | 8.1% | -1.4% |
| Price per square foot | $144 | $1074 |
| Median rent | $1,404 | $3,625 |
| Total tax burden (% income) | 15.9% | 13.5% |
| Combined sales tax | 8.52% | 8.82% |
| Capital gains tax | 10.90% | 13.30% |
| Property tax rate | 2.26% | 0.71% |
| Healthcare (annual) | $7,800 | $7,200 |
| Childcare (annual, infant) | $17,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 21 | 28 |
| Home insurance / yr | $1,600 | $1,500 |
| Auto insurance / yr | $2,100 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 29.4 | 35.3 |
| Gas $/gal | 3.45 | 4.85 |
| Natural gas / mo | $98 | $72 |
| Water & sewer / mo | $87 | $138 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 350 | 500 |
| Avg summer high °F | 83 | 84 |
| Avg winter low °F | 16 | 45 |
| Annual precipitation (in) | 40.0 | 13.5 |
| Annual snowfall (in) | 48.0 | 0.0 |
| Sunshine (% possible) | 50% | 68% |
| Permit difficulty (1–5) | 5 | 5 |