Utica, NY vs St. Louis, MO
Moving from Utica to St. Louis? Here's what changes — from your equivalent salary to housing ($230,265 → $276,878 median home) and taxes.
Utica vs St. Louis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Utica, NY, you'd need about $102,413 in St. Louis, MO (+$2,413).
Livability — Utica, NY: 64 · St. Louis, MO: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,475 sqft in Utica vs 3,161 sqft in St. Louis ($144 vs $158 per sqft).
Annual cost breakdown (at $100,000)
| Category | Utica, NY | St. Louis, MO | Difference |
|---|---|---|---|
| Housing | $16,848 | $17,412 | +$564 |
| Groceries | $4,868 | $4,934 | +$66 |
| Transportation | $3,895 | $3,390 | −$505 |
| Utilities | $3,180 | $1,512 | −$1,668 |
| Insurance | $1,600 | $2,400 | +$800 |
| Taxes | $17,314 | $10,488 | −$6,826 |
| Total | $47,705 | $40,136 | −$7,569 |
Side by side
| Metric | Utica, NY | St. Louis, MO |
|---|---|---|
| Cost-of-living index | 92.7 | 95.0 |
| Unemployment rate | 4.37% | 4.35% |
| Population growth (5-yr) | -1.3% | 0.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.28 | $5.40 |
| Median home price | $230,265 | $276,878 |
| Home price ÷ income | 3.4× | 3.7× |
| 1-yr home appreciation | 8.1% | 2.9% |
| Price per square foot | $144 | $158 |
| Median rent | $1,404 | $1,451 |
| Total tax burden (% income) | 15.9% | 9.3% |
| Combined sales tax | 8.52% | 8.38% |
| Capital gains tax | 10.90% | 4.80% |
| Property tax rate | 2.26% | 1.26% |
| Healthcare (annual) | $7,800 | $6,400 |
| Childcare (annual, infant) | $17,000 | $10,000 |
| Vehicle property tax | None | 2.55% |
| Avg commute (min) | 21 | 25 |
| Home insurance / yr | $1,600 | $2,400 |
| Auto insurance / yr | $2,100 | $1,800 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $400 |
| Electricity ¢/kWh | 29.4 | 14.0 |
| Gas $/gal | 3.45 | 3.00 |
| Natural gas / mo | $98 | $72 |
| Water & sewer / mo | $87 | $184 |
| Home internet / mo | $76 | $86 |
| Violent crime /100k | 350 | 490 |
| Avg summer high °F | 83 | 89 |
| Avg winter low °F | 16 | 22 |
| Annual precipitation (in) | 40.0 | 41.7 |
| Annual snowfall (in) | 48.0 | 16.6 |
| Sunshine (% possible) | 50% | 57% |
| Permit difficulty (1–5) | 5 | 2 |