Virginia Beach, VA vs Duluth, MN
Moving from Virginia Beach to Duluth? Here's what changes — from your equivalent salary to housing ($373,678 → $264,350 median home) and taxes.
Virginia Beach vs Duluth at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Virginia Beach, VA, you'd need about $89,213 in Duluth, MN (−$10,787).
Livability — Virginia Beach, VA: 68 · Duluth, MN: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,677 sqft in Virginia Beach vs 3,404 sqft in Duluth ($187 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | Virginia Beach, VA | Duluth, MN | Difference |
|---|---|---|---|
| Housing | $22,344 | $16,572 | −$5,772 |
| Groceries | $4,853 | $4,846 | −$7 |
| Transportation | $3,080 | $3,375 | +$295 |
| Utilities | $1,872 | $1,776 | −$96 |
| Insurance | $1,500 | $2,200 | +$700 |
| Taxes | $10,303 | $14,852 | +$4,550 |
| Total | $43,952 | $43,621 | −$330 |
Side by side
| Metric | Virginia Beach, VA | Duluth, MN |
|---|---|---|
| Cost-of-living index | 97.7 | 87.2 |
| Unemployment rate | 5.24% | 4.41% |
| Population growth (5-yr) | 4.7% | 4.4% |
| Air quality (median AQI) | 41 | 39 |
| Big Mac price (est.) | $5.56 | $4.96 |
| Median home price | $373,678 | $264,350 |
| Home price ÷ income | 4.8× | 3.9× |
| 1-yr home appreciation | 2.5% | 6.6% |
| Price per square foot | $187 | $147 |
| Median rent | $1,862 | $1,381 |
| Total tax burden (% income) | 12.5% | 12.1% |
| Combined sales tax | 5.73% | 8.10% |
| Capital gains tax | 5.75% | 9.85% |
| Property tax rate | 0.86% | 1.12% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $15,000 | $16,000 |
| Vehicle property tax | 3.97% | 1.58% |
| Avg commute (min) | 25 | 20 |
| Home insurance / yr | $1,500 | $2,200 |
| Auto insurance / yr | $1,400 | $1,600 |
| Flood insurance / yr | $700 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 16.4 |
| Gas $/gal | 3.20 | 3.15 |
| Violent crime /100k | 200 | 280 |
| Avg summer high °F | 87 | 83 |
| Avg winter low °F | 28 | 4 |
| Permit difficulty (1–5) | 3 | 3 |