Virginia Beach, VA vs Hagerstown, MD
Moving from Virginia Beach to Hagerstown? Here's what changes — from your equivalent salary to housing ($373,678 → $324,997 median home) and taxes.
Virginia Beach vs Hagerstown at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Virginia Beach, VA, you'd need about $97,583 in Hagerstown, MD (−$2,417).
Livability — Virginia Beach, VA: 68 · Hagerstown, MD: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,677 sqft in Virginia Beach vs 2,922 sqft in Hagerstown ($187 vs $171 per sqft).
Annual cost breakdown (at $100,000)
| Category | Virginia Beach, VA | Hagerstown, MD | Difference |
|---|---|---|---|
| Housing | $22,344 | $19,152 | −$3,192 |
| Groceries | $4,853 | $4,805 | −$48 |
| Transportation | $3,080 | $3,685 | +$605 |
| Utilities | $1,872 | $2,388 | +$516 |
| Insurance | $1,500 | $1,400 | −$100 |
| Taxes | $10,303 | $9,558 | −$744 |
| Total | $43,952 | $40,988 | −$2,964 |
Side by side
| Metric | Virginia Beach, VA | Hagerstown, MD |
|---|---|---|
| Cost-of-living index | 97.7 | 95.4 |
| Unemployment rate | 5.24% | 4.84% |
| Population growth (5-yr) | 4.7% | 13.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.56 | $5.43 |
| Median home price | $373,678 | $324,997 |
| Home price ÷ income | 4.8× | 4.5× |
| 1-yr home appreciation | 2.5% | 2.6% |
| Price per square foot | $187 | $171 |
| Median rent | $1,862 | $1,596 |
| Total tax burden (% income) | 12.5% | 11.3% |
| Combined sales tax | 5.73% | 6.00% |
| Capital gains tax | 5.75% | 5.75% |
| Property tax rate | 0.86% | 0.70% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $15,000 | $16,000 |
| Vehicle property tax | 3.97% | None |
| Avg commute (min) | 25 | 31 |
| Home insurance / yr | $1,500 | $1,400 |
| Auto insurance / yr | $1,400 | $1,900 |
| Flood insurance / yr | $700 | $750 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 22.1 |
| Gas $/gal | 3.20 | 3.30 |
| Natural gas / mo | $78 | $88 |
| Water & sewer / mo | $103 | $106 |
| Home internet / mo | $77 | $82 |
| Violent crime /100k | 200 | 450 |
| Avg summer high °F | 87 | 88 |
| Avg winter low °F | 28 | 27 |
| Annual precipitation (in) | 49.2 | 45.0 |
| Annual snowfall (in) | 6.2 | 19.3 |
| Sunshine (% possible) | 60% | 57% |
| Permit difficulty (1–5) | 3 | 4 |