Virginia Beach, VA vs Montgomery, AL
Moving from Virginia Beach to Montgomery? Here's what changes — from your equivalent salary to housing ($373,678 → $214,099 median home) and taxes.
Virginia Beach vs Montgomery at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Virginia Beach, VA, you'd need about $92,034 in Montgomery, AL (−$7,966).
Livability — Virginia Beach, VA: 68 · Montgomery, AL: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,677 sqft in Virginia Beach vs 4,789 sqft in Montgomery ($187 vs $104 per sqft).
Annual cost breakdown (at $100,000)
| Category | Virginia Beach, VA | Montgomery, AL | Difference |
|---|---|---|---|
| Housing | $22,344 | $16,824 | −$5,520 |
| Groceries | $4,853 | $4,729 | −$124 |
| Transportation | $3,080 | $3,465 | +$385 |
| Utilities | $1,872 | $1,884 | +$12 |
| Insurance | $1,500 | $2,400 | +$900 |
| Taxes | $10,303 | $8,784 | −$1,519 |
| Total | $43,952 | $38,086 | −$5,866 |
Side by side
| Metric | Virginia Beach, VA | Montgomery, AL |
|---|---|---|
| Cost-of-living index | 97.7 | 89.9 |
| Unemployment rate | 5.24% | 5.56% |
| Population growth (5-yr) | 4.7% | 3.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.56 | $5.12 |
| Median home price | $373,678 | $214,099 |
| Home price ÷ income | 4.8× | 3.5× |
| 1-yr home appreciation | 2.5% | 3.7% |
| Price per square foot | $187 | $104 |
| Median rent | $1,862 | $1,402 |
| Total tax burden (% income) | 12.5% | 9.8% |
| Combined sales tax | 5.73% | 9.25% |
| Capital gains tax | 5.75% | 5.00% |
| Property tax rate | 0.86% | 0.32% |
| Healthcare (annual) | $6,800 | $6,200 |
| Childcare (annual, infant) | $15,000 | $7,000 |
| Vehicle property tax | 3.97% | 0.70% |
| Avg commute (min) | 25 | 24 |
| Home insurance / yr | $1,500 | $2,400 |
| Auto insurance / yr | $1,400 | $1,900 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 17.4 |
| Gas $/gal | 3.20 | 2.95 |
| Natural gas / mo | $78 | $78 |
| Water & sewer / mo | $103 | $117 |
| Home internet / mo | $77 | $76 |
| Violent crime /100k | 200 | 450 |
| Avg summer high °F | 87 | 91 |
| Avg winter low °F | 28 | 33 |
| Annual precipitation (in) | 49.2 | 56.6 |
| Annual snowfall (in) | 6.2 | 1.4 |
| Sunshine (% possible) | 60% | 62% |
| Permit difficulty (1–5) | 3 | 2 |