Virginia Beach, VA vs Santa Cruz, CA
Moving from Virginia Beach to Santa Cruz? Here's what changes — from your equivalent salary to housing ($373,678 → $1,157,157 median home) and taxes.
Virginia Beach vs Santa Cruz at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Virginia Beach, VA, you'd need about $115,403 in Santa Cruz, CA (+$15,403).
Livability — Virginia Beach, VA: 68 · Santa Cruz, CA: 38 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,677 sqft in Virginia Beach vs 648 sqft in Santa Cruz ($187 vs $771 per sqft).
Annual cost breakdown (at $100,000)
| Category | Virginia Beach, VA | Santa Cruz, CA | Difference |
|---|---|---|---|
| Housing | $22,344 | $43,188 | +$20,844 |
| Groceries | $4,853 | $5,247 | +$394 |
| Transportation | $3,080 | $5,125 | +$2,045 |
| Utilities | $1,872 | $3,804 | +$1,932 |
| Insurance | $1,500 | $1,500 | +$0 |
| Taxes | $10,303 | $22,398 | +$12,096 |
| Total | $43,952 | $81,262 | +$37,310 |
Side by side
| Metric | Virginia Beach, VA | Santa Cruz, CA |
|---|---|---|
| Cost-of-living index | 97.7 | 112.8 |
| Unemployment rate | 5.24% | 5.94% |
| Population growth (5-yr) | 4.7% | -1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.56 | $6.42 |
| Median home price | $373,678 | $1,157,157 |
| Home price ÷ income | 4.8× | 11.1× |
| 1-yr home appreciation | 2.5% | 2.9% |
| Price per square foot | $187 | $771 |
| Median rent | $1,862 | $3,599 |
| Total tax burden (% income) | 12.5% | 13.5% |
| Combined sales tax | 5.73% | 8.82% |
| Capital gains tax | 5.75% | 13.30% |
| Property tax rate | 0.86% | 0.63% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $15,000 | $19,000 |
| Vehicle property tax | 3.97% | 0.65% |
| Avg commute (min) | 25 | 27 |
| Home insurance / yr | $1,500 | $1,500 |
| Auto insurance / yr | $1,400 | $2,400 |
| Flood insurance / yr | $700 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 17.4 | 35.3 |
| Gas $/gal | 3.20 | 4.85 |
| Natural gas / mo | $78 | $72 |
| Water & sewer / mo | $103 | $138 |
| Home internet / mo | $77 | $83 |
| Violent crime /100k | 200 | 500 |
| Avg summer high °F | 87 | 84 |
| Avg winter low °F | 28 | 45 |
| Annual precipitation (in) | 49.2 | 22.9 |
| Annual snowfall (in) | 6.2 | 0.0 |
| Sunshine (% possible) | 60% | 68% |
| Permit difficulty (1–5) | 3 | 5 |