Waco, TX vs Houston, TX
Moving from Waco to Houston? Here's what changes — from your equivalent salary to housing ($256,772 → $308,306 median home) and taxes.
Waco vs Houston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Waco, TX, you'd need about $109,435 in Houston, TX (+$9,435).
Livability — Waco, TX: 73 · Houston, TX: 75 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,088 sqft in Waco vs 3,406 sqft in Houston ($122 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | Waco, TX | Houston, TX | Difference |
|---|---|---|---|
| Housing | $16,848 | $19,668 | +$2,820 |
| Groceries | $4,647 | $5,085 | +$438 |
| Transportation | $3,675 | $3,675 | +$0 |
| Utilities | $1,836 | $1,836 | +$0 |
| Insurance | $3,600 | $3,600 | +$0 |
| Taxes | $5,779 | $7,399 | +$1,620 |
| Total | $36,385 | $41,263 | +$4,878 |
Side by side
| Metric | Waco, TX | Houston, TX |
|---|---|---|
| Cost-of-living index | 91.1 | 99.7 |
| Unemployment rate | 4.56% | 5.96% |
| Population growth (5-yr) | 5.7% | 7.6% |
| Air quality (median AQI) | 53 | 63 |
| Big Mac price (est.) | $5.19 | $5.67 |
| Median home price | $256,772 | $308,306 |
| Home price ÷ income | 4.3× | 3.9× |
| 1-yr home appreciation | -0.8% | -2.0% |
| Price per square foot | $122 | $147 |
| Median rent | $1,404 | $1,639 |
| Total tax burden (% income) | 8.6% | 8.6% |
| Combined sales tax | 8.20% | 8.20% |
| Capital gains tax | None | None |
| Property tax rate | 1.53% | 1.79% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $9,500 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 30 |
| Home insurance / yr | $3,600 | $3,600 |
| Auto insurance / yr | $2,100 | $2,100 |
| Flood insurance / yr | $900 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.0 | 17.0 |
| Gas $/gal | 3.00 | 3.00 |
| Violent crime /100k | 430 | 430 |
| Avg summer high °F | 96 | 96 |
| Avg winter low °F | 38 | 38 |
| Permit difficulty (1–5) | 2 | 2 |