Waco, TX vs Seattle, WA
Moving from Waco to Seattle? Here's what changes — from your equivalent salary to housing ($256,772 → $750,279 median home) and taxes.
Waco vs Seattle at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Waco, TX, you'd need about $123,697 in Seattle, WA (+$23,697).
Livability — Waco, TX: 73 · Seattle, WA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,088 sqft in Waco vs 1,200 sqft in Seattle ($122 vs $417 per sqft).
Annual cost breakdown (at $100,000)
| Category | Waco, TX | Seattle, WA | Difference |
|---|---|---|---|
| Housing | $16,848 | $26,784 | +$9,936 |
| Groceries | $4,647 | $5,405 | +$759 |
| Transportation | $3,675 | $4,075 | +$400 |
| Utilities | $1,836 | $1,548 | −$288 |
| Insurance | $3,600 | $1,500 | −$2,100 |
| Taxes | $5,779 | $8,826 | +$3,047 |
| Total | $36,385 | $48,138 | +$11,754 |
Side by side
| Metric | Waco, TX | Seattle, WA |
|---|---|---|
| Cost-of-living index | 91.1 | 112.7 |
| Unemployment rate | 4.56% | 4.59% |
| Population growth (5-yr) | 5.7% | 7.1% |
| Air quality (median AQI) | 53 | 47 |
| Big Mac price (est.) | $5.19 | $6.41 |
| Median home price | $256,772 | $750,279 |
| Home price ÷ income | 4.3× | 7.0× |
| 1-yr home appreciation | -0.8% | -1.9% |
| Price per square foot | $122 | $417 |
| Median rent | $1,404 | $2,232 |
| Total tax burden (% income) | 8.6% | 10.7% |
| Combined sales tax | 8.20% | 9.38% |
| Capital gains tax | None | 7.00% |
| Property tax rate | 1.53% | 0.88% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $9,500 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 30 |
| Home insurance / yr | $3,600 | $1,500 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $700 |
| Electricity ¢/kWh | 17.0 | 14.4 |
| Gas $/gal | 3.00 | 4.55 |
| Violent crime /100k | 430 | 375 |
| Avg summer high °F | 96 | 76 |
| Avg winter low °F | 38 | 37 |
| Permit difficulty (1–5) | 2 | 5 |