Waco, TX vs St. Louis, MO
Moving from Waco to St. Louis? Here's what changes — from your equivalent salary to housing ($256,772 → $276,878 median home) and taxes.
Waco vs St. Louis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Waco, TX, you'd need about $104,211 in St. Louis, MO (+$4,211).
Livability — Waco, TX: 73 · St. Louis, MO: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,088 sqft in Waco vs 3,161 sqft in St. Louis ($122 vs $158 per sqft).
Annual cost breakdown (at $100,000)
| Category | Waco, TX | St. Louis, MO | Difference |
|---|---|---|---|
| Housing | $16,848 | $17,412 | +$564 |
| Groceries | $4,647 | $4,934 | +$288 |
| Transportation | $3,675 | $3,390 | −$285 |
| Utilities | $1,836 | $1,512 | −$324 |
| Insurance | $3,600 | $2,400 | −$1,200 |
| Taxes | $5,779 | $10,488 | +$4,709 |
| Total | $36,385 | $40,136 | +$3,752 |
Side by side
| Metric | Waco, TX | St. Louis, MO |
|---|---|---|
| Cost-of-living index | 91.1 | 95.0 |
| Unemployment rate | 4.56% | 4.35% |
| Population growth (5-yr) | 5.7% | 0.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.19 | $5.40 |
| Median home price | $256,772 | $276,878 |
| Home price ÷ income | 4.3× | 3.7× |
| 1-yr home appreciation | -0.8% | 2.9% |
| Price per square foot | $122 | $158 |
| Median rent | $1,404 | $1,451 |
| Total tax burden (% income) | 8.6% | 9.3% |
| Combined sales tax | 8.20% | 8.38% |
| Capital gains tax | None | 4.80% |
| Property tax rate | 1.53% | 1.26% |
| Healthcare (annual) | $6,800 | $6,400 |
| Childcare (annual, infant) | $9,500 | $10,000 |
| Vehicle property tax | None | 2.55% |
| Avg commute (min) | 21 | 25 |
| Home insurance / yr | $3,600 | $2,400 |
| Auto insurance / yr | $2,100 | $1,800 |
| Flood insurance / yr | $900 | $750 |
| Earthquake insurance / yr | $100 | $400 |
| Electricity ¢/kWh | 17.0 | 14.0 |
| Gas $/gal | 3.00 | 3.00 |
| Natural gas / mo | $52 | $72 |
| Water & sewer / mo | $134 | $184 |
| Home internet / mo | $83 | $86 |
| Violent crime /100k | 430 | 490 |
| Avg summer high °F | 96 | 89 |
| Avg winter low °F | 38 | 22 |
| Annual precipitation (in) | 36.4 | 41.7 |
| Annual snowfall (in) | 1.0 | 16.6 |
| Sunshine (% possible) | 64% | 57% |
| Permit difficulty (1–5) | 2 | 2 |