Waco, TX vs Washington, DC
Moving from Waco to Washington? Here's what changes — from your equivalent salary to housing ($256,772 → $583,013 median home) and taxes.
Waco vs Washington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Waco, TX, you'd need about $120,199 in Washington, DC (+$20,199).
Livability — Waco, TX: 73 · Washington, DC: 39 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,088 sqft in Waco vs 1,286 sqft in Washington ($122 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Waco, TX | Washington, DC | Difference |
|---|---|---|---|
| Housing | $16,848 | $28,992 | +$12,144 |
| Groceries | $4,647 | $5,318 | +$671 |
| Transportation | $3,675 | $3,855 | +$180 |
| Utilities | $1,836 | $2,748 | +$912 |
| Insurance | $3,600 | $1,400 | −$2,200 |
| Taxes | $5,779 | $17,710 | +$11,931 |
| Total | $36,385 | $60,023 | +$23,638 |
Side by side
| Metric | Waco, TX | Washington, DC |
|---|---|---|
| Cost-of-living index | 91.1 | 109.5 |
| Unemployment rate | 4.56% | 4.87% |
| Population growth (5-yr) | 5.7% | 4.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.19 | $6.23 |
| Median home price | $256,772 | $583,013 |
| Home price ÷ income | 4.3× | 4.9× |
| 1-yr home appreciation | -0.8% | -0.5% |
| Price per square foot | $122 | $389 |
| Median rent | $1,404 | $2,416 |
| Total tax burden (% income) | 8.6% | 12.0% |
| Combined sales tax | 8.20% | 6.00% |
| Capital gains tax | None | 10.75% |
| Property tax rate | 1.53% | 0.95% |
| Healthcare (annual) | $6,800 | $7,800 |
| Childcare (annual, infant) | $9,500 | $26,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 21 | 34 |
| Home insurance / yr | $3,600 | $1,400 |
| Auto insurance / yr | $2,100 | $2,000 |
| Flood insurance / yr | $900 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.0 | 25.4 |
| Gas $/gal | 3.00 | 3.40 |
| Natural gas / mo | $52 | $80 |
| Water & sewer / mo | $134 | $271 |
| Home internet / mo | $83 | $81 |
| Violent crime /100k | 430 | 1,000 |
| Avg summer high °F | 96 | 88 |
| Avg winter low °F | 38 | 29 |
| Annual precipitation (in) | 36.4 | 41.8 |
| Annual snowfall (in) | 1.0 | 13.7 |
| Sunshine (% possible) | 64% | 56% |
| Permit difficulty (1–5) | 2 | 4 |