Washington, DC vs Modesto, CA
Moving from Washington to Modesto? Here's what changes — from your equivalent salary to housing ($583,013 → $468,302 median home) and taxes.
Washington vs Modesto at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Washington, DC, you'd need about $95,969 in Modesto, CA (−$4,031).
Livability — Washington, DC: 39 · Modesto, CA: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,286 sqft in Washington vs 1,602 sqft in Modesto ($389 vs $312 per sqft).
Annual cost breakdown (at $100,000)
| Category | Washington, DC | Modesto, CA | Difference |
|---|---|---|---|
| Housing | $28,992 | $24,624 | −$4,368 |
| Groceries | $5,318 | $5,247 | −$71 |
| Transportation | $3,855 | $5,125 | +$1,270 |
| Utilities | $2,748 | $3,804 | +$1,056 |
| Insurance | $1,400 | $1,500 | +$100 |
| Taxes | $17,710 | $19,239 | +$1,529 |
| Total | $60,023 | $59,539 | −$484 |
Side by side
| Metric | Washington, DC | Modesto, CA |
|---|---|---|
| Cost-of-living index | 109.5 | 105.1 |
| Unemployment rate | 4.87% | 8.16% |
| Population growth (5-yr) | 4.2% | 3.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.23 | $5.98 |
| Median home price | $583,013 | $468,302 |
| Home price ÷ income | 4.9× | 6.3× |
| 1-yr home appreciation | -0.5% | -0.8% |
| Price per square foot | $389 | $312 |
| Median rent | $2,416 | $2,052 |
| Total tax burden (% income) | 12.0% | 13.5% |
| Combined sales tax | 6.00% | 8.82% |
| Capital gains tax | 10.75% | 13.30% |
| Property tax rate | 0.95% | 0.73% |
| Healthcare (annual) | $7,800 | $7,200 |
| Childcare (annual, infant) | $26,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 34 | 31 |
| Home insurance / yr | $1,400 | $1,500 |
| Auto insurance / yr | $2,000 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 25.4 | 35.3 |
| Gas $/gal | 3.40 | 4.85 |
| Natural gas / mo | $80 | $72 |
| Water & sewer / mo | $271 | $138 |
| Home internet / mo | $81 | $83 |
| Violent crime /100k | 1,000 | 500 |
| Avg summer high °F | 88 | 84 |
| Avg winter low °F | 29 | 45 |
| Annual precipitation (in) | 41.8 | 13.5 |
| Annual snowfall (in) | 13.7 | 0.0 |
| Sunshine (% possible) | 56% | 75% |
| Permit difficulty (1–5) | 4 | 5 |