Washington, DC vs South Bend, IN
Moving from Washington to South Bend? Here's what changes — from your equivalent salary to housing ($583,013 → $238,866 median home) and taxes.
Washington vs South Bend at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Washington, DC, you'd need about $83,417 in South Bend, IN (−$16,583).
Livability — Washington, DC: 39 · South Bend, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,286 sqft in Washington vs 3,978 sqft in South Bend ($389 vs $126 per sqft).
Annual cost breakdown (at $100,000)
| Category | Washington, DC | South Bend, IN | Difference |
|---|---|---|---|
| Housing | $28,992 | $16,080 | −$12,912 |
| Groceries | $5,318 | $4,734 | −$584 |
| Transportation | $3,855 | $3,250 | −$605 |
| Utilities | $2,748 | $1,932 | −$816 |
| Insurance | $1,400 | $1,600 | +$200 |
| Taxes | $17,710 | $7,022 | −$10,688 |
| Total | $60,023 | $34,618 | −$25,405 |
Side by side
| Metric | Washington, DC | South Bend, IN |
|---|---|---|
| Cost-of-living index | 109.5 | 91.4 |
| Unemployment rate | 4.87% | 4.85% |
| Population growth (5-yr) | 4.2% | 1.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.23 | $5.20 |
| Median home price | $583,013 | $238,866 |
| Home price ÷ income | 4.9× | 3.8× |
| 1-yr home appreciation | -0.5% | 5.7% |
| Price per square foot | $389 | $126 |
| Median rent | $2,416 | $1,340 |
| Total tax burden (% income) | 12.0% | 9.3% |
| Combined sales tax | 6.00% | 7.00% |
| Capital gains tax | 10.75% | 3.05% |
| Property tax rate | 0.95% | 0.90% |
| Healthcare (annual) | $7,800 | $6,600 |
| Childcare (annual, infant) | $26,000 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 34 | 22 |
| Home insurance / yr | $1,400 | $1,600 |
| Auto insurance / yr | $2,000 | $1,400 |
| Flood insurance / yr | $800 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 25.4 | 17.9 |
| Gas $/gal | 3.40 | 3.30 |
| Natural gas / mo | $80 | $72 |
| Water & sewer / mo | $271 | $102 |
| Home internet / mo | $81 | $81 |
| Violent crime /100k | 1,000 | 360 |
| Avg summer high °F | 88 | 86 |
| Avg winter low °F | 29 | 20 |
| Annual precipitation (in) | 41.8 | 43.6 |
| Annual snowfall (in) | 13.7 | 25.5 |
| Sunshine (% possible) | 56% | 55% |
| Permit difficulty (1–5) | 4 | 2 |