Wilmington, NC vs Charlotte, NC
Moving from Wilmington to Charlotte? Here's what changes — from your equivalent salary to housing ($446,210 → $390,321 median home) and taxes.
Wilmington vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Wilmington, NC, you'd need about $101,971 in Charlotte, NC (+$1,971).
Livability — Wilmington, NC: 65 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Wilmington vs 2,561 sqft in Charlotte ($223 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Wilmington, NC | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $20,496 | $20,880 | +$384 |
| Groceries | $4,840 | $4,834 | −$6 |
| Transportation | $3,130 | $3,130 | +$0 |
| Utilities | $1,752 | $1,752 | +$0 |
| Insurance | $2,000 | $2,000 | +$0 |
| Taxes | $8,640 | $8,740 | +$100 |
| Total | $40,858 | $41,336 | +$478 |
Side by side
| Metric | Wilmington, NC | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 95.4 | 97.3 |
| Unemployment rate | 5.08% | 4.71% |
| Population growth (5-yr) | 4.4% | 10.0% |
| Air quality (median AQI) | 39 | 53 |
| Big Mac price (est.) | $5.43 | $5.54 |
| Median home price | $446,210 | $390,321 |
| Home price ÷ income | 6.5× | 5.1× |
| 1-yr home appreciation | -0.7% | -0.4% |
| Price per square foot | $223 | $195 |
| Median rent | $1,708 | $1,740 |
| Total tax burden (% income) | 9.9% | 9.9% |
| Combined sales tax | 6.98% | 6.98% |
| Capital gains tax | 4.25% | 4.25% |
| Property tax rate | 0.64% | 0.72% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | 1.10% | 1.10% |
| Avg commute (min) | 23 | 27 |
| Home insurance / yr | $2,000 | $2,000 |
| Auto insurance / yr | $1,400 | $1,400 |
| Flood insurance / yr | $800 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 16.3 |
| Gas $/gal | 3.20 | 3.20 |
| Violent crime /100k | 400 | 400 |
| Avg summer high °F | 89 | 89 |
| Avg winter low °F | 30 | 30 |
| Permit difficulty (1–5) | 3 | 3 |