Wilmington, NC vs Indianapolis, IN
Moving from Wilmington to Indianapolis? Here's what changes — from your equivalent salary to housing ($446,210 → $295,921 median home) and taxes.
Wilmington vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Wilmington, NC, you'd need about $99,170 in Indianapolis, IN (−$830).
Livability — Wilmington, NC: 65 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,241 sqft in Wilmington vs 3,211 sqft in Indianapolis ($223 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Wilmington, NC | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $20,496 | $18,636 | −$1,860 |
| Groceries | $4,840 | $4,740 | −$100 |
| Transportation | $3,130 | $3,250 | +$120 |
| Utilities | $1,752 | $1,932 | +$180 |
| Insurance | $2,000 | $1,600 | −$400 |
| Taxes | $8,640 | $7,367 | −$1,273 |
| Total | $40,858 | $37,525 | −$3,333 |
Side by side
| Metric | Wilmington, NC | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 95.4 | 94.7 |
| Unemployment rate | 5.08% | 4.28% |
| Population growth (5-yr) | 4.4% | 6.1% |
| Air quality (median AQI) | 39 | 55 |
| Big Mac price (est.) | $5.43 | $5.39 |
| Median home price | $446,210 | $295,921 |
| Home price ÷ income | 6.5× | 4.0× |
| 1-yr home appreciation | -0.7% | 1.3% |
| Price per square foot | $223 | $156 |
| Median rent | $1,708 | $1,553 |
| Total tax burden (% income) | 9.9% | 9.3% |
| Combined sales tax | 6.98% | 7.00% |
| Capital gains tax | 4.25% | 3.05% |
| Property tax rate | 0.64% | 0.84% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $10,000 | $12,000 |
| Vehicle property tax | 1.10% | 1.20% |
| Avg commute (min) | 23 | 25 |
| Home insurance / yr | $2,000 | $1,600 |
| Auto insurance / yr | $1,400 | $1,400 |
| Flood insurance / yr | $800 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 17.9 |
| Gas $/gal | 3.20 | 3.30 |
| Violent crime /100k | 400 | 360 |
| Avg summer high °F | 89 | 86 |
| Avg winter low °F | 30 | 20 |
| Permit difficulty (1–5) | 3 | 2 |