Worcester, MA vs San Jose, CA
Moving from Worcester to San Jose? Here's what changes — from your equivalent salary to housing ($482,611 → $1,610,466 median home) and taxes.
Worcester vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Worcester, MA, you'd need about $109,785 in San Jose, CA (+$9,785).
Livability — Worcester, MA: 56 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,761 sqft in Worcester vs 466 sqft in San Jose ($284 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Worcester, MA | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $26,184 | $43,500 | +$17,316 |
| Groceries | $4,938 | $5,247 | +$309 |
| Transportation | $3,210 | $5,125 | +$1,915 |
| Utilities | $3,180 | $3,804 | +$624 |
| Insurance | $1,800 | $1,500 | −$300 |
| Taxes | $16,011 | $25,449 | +$9,439 |
| Total | $55,322 | $84,625 | +$29,303 |
Side by side
| Metric | Worcester, MA | San Jose, CA |
|---|---|---|
| Cost-of-living index | 103.0 | 113.1 |
| Unemployment rate | 5.78% | 4.50% |
| Population growth (5-yr) | 4.3% | 0.6% |
| Air quality (median AQI) | 37 | 51 |
| Big Mac price (est.) | $5.86 | $6.43 |
| Median home price | $482,611 | $1,610,466 |
| Home price ÷ income | 5.6× | 10.6× |
| 1-yr home appreciation | 1.8% | -1.4% |
| Price per square foot | $284 | $1074 |
| Median rent | $2,182 | $3,625 |
| Total tax burden (% income) | 11.5% | 13.5% |
| Combined sales tax | 6.25% | 8.82% |
| Capital gains tax | 9.00% | 13.30% |
| Property tax rate | 1.39% | 0.71% |
| Healthcare (annual) | $8,200 | $7,200 |
| Childcare (annual, infant) | $21,000 | $19,000 |
| Vehicle property tax | 2.25% | 0.65% |
| Avg commute (min) | 29 | 28 |
| Home insurance / yr | $1,800 | $1,500 |
| Auto insurance / yr | $1,500 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 29.4 | 35.3 |
| Gas $/gal | 3.30 | 4.85 |
| Violent crime /100k | 330 | 500 |
| Avg summer high °F | 82 | 84 |
| Avg winter low °F | 22 | 45 |
| Permit difficulty (1–5) | 4 | 5 |