Cost of living in Atlantic City, NJ Livability score 61 · cost-of-living index 98.9 (US = 100)
How Atlantic City compares Where Atlantic City falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 99 — range 85 to 118 across all metros 99 Median home price $149k $1610k Median home price: $384k — range $149k to $1610k across all metros $384k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $202 — range $88 to $1074 across all metros $202 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 2.63% — range 0.28% to 2.76% across all metros 2.63% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 200 — range 110 to 1,000 across all metros 200 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 23.5 — range 12.3 to 46.6 across all metros 23.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 23° — range -2° to 72° across all metros 23° Map of Atlantic City Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living Metric Value US rank Cost-of-living index (US=100) 98.9 #136 of 200 Grocery index (US=100) 97.8 #133 of 200 Big Mac price (est.) $5.63 #134 of 200 Median household income $73,113 #89 of 200 Median wage (all occupations) $38,183 #125 of 200
Economy Metric Value US rank Unemployment rate 8.29% #193 of 200 Population growth (5-yr) +0.5% #158 of 200
Housing — what your money buys Metric Value US rank Median home price $384,211 #127 of 200 Home price ÷ income (affordability) 5.3× #126 of 200 1-yr home appreciation +3.9% #33 of 200 Price per square foot $202 #119 of 200 Typical home size (implied) 1,900 sqft Median rent (monthly) $2,151 #168 of 200 Homes for sale (inventory) 1,434 Median days on market 25 #140 of 200
Taxes Metric Value US rank Total tax burden (est. % of income) 13.2% #167 of 200 Combined sales tax 6.60% #48 of 200 State income tax (top rate) 10.75% Capital gains tax 10.75% #168 of 200 High earners 10.75% top rate on income over $1M Effective property tax rate 2.63% #198 of 200 Median property tax paid $6,683 #193 of 200
Healthcare & childcare Metric Value US rank Healthcare (annual, single adult) $7,600 #179 of 200 Childcare (annual, infant, center) $13,000 #131 of 200
Vehicles & commute Metric Value US rank Annual registration $85 #68 of 200 Vehicle property tax (annual) None #1 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 4 Avg commute to work 26 min #131 of 200
Utilities & fuel Metric Value US rank Electricity 23.5¢/kWh #159 of 200 Avg monthly electric bill $212 #159 of 200 Gasoline $3.25/gal #83 of 200
Insurance Metric Value US rank Home insurance (annual) $1,300 #22 of 200 Auto insurance (annual) $2,000 #116 of 200
Disaster risk & supplemental insurance Metric Value US rank Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed. Flood insurance (annual, NFIP) $900 #152 of 200 Earthquake insurance (annual) $100 #1 of 200
Climate & air quality Metric Value US rank Air quality (median AQI, lower=cleaner) 35 #10 of 200 Cooling degree-days (AC load) 1,000 #78 of 200 Heating degree-days (heat load) 4,900 #125 of 200 Avg summer high 86°F #87 of 200 Avg winter low 23°F #128 of 200 Plant hardiness zone 7a Frost window 04-10 → 11-01
Safety Metric Value US rank Violent crime (per 100k) 200 #7 of 200 Property crime (per 100k) 1,300 #8 of 200
Local amenities & recreation Metric Value US rank Grocery stores 120 #5 of 200 Parks 60 Hiking areas 15 Golf courses 15 Shooting ranges 4 Lakes 4
Permits Metric Value US rank Building permit difficulty (1–5) 5 #165 of 200 Permit detail Very difficult; long timelines
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts (Google Maps listings) via our own scraper.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.