Cost of living in Hartford, CT Livability score 59 · cost-of-living index 103.3 (US = 100)
How Hartford compares Where Hartford falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 103 — range 85 to 118 across all metros 103 Median home price $149k $1610k Median home price: $400k — range $149k to $1610k across all metros $400k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $211 — range $88 to $1074 across all metros $211 Combined sales tax 0.0% 11.5% Combined sales tax: 6.3% — range 0.0% to 11.5% across all metros 6.3% Property tax rate 0.28% 2.76% Property tax rate: 2.16% — range 0.28% to 2.76% across all metros 2.16% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 150 — range 110 to 1,000 across all metros 150 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 32.2 — range 12.3 to 46.6 across all metros 32.2 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 18° — range -2° to 72° across all metros 18° Map of Hartford Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
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Cost of living Metric Value US rank Cost-of-living index (US=100) 103.3 #164 of 200 Grocery index (US=100) 98.6 #149 of 200 Big Mac price (est.) $5.88 #164 of 200 Median household income $89,371 #32 of 200 Median wage (all occupations) $50,306 #11 of 200
Economy Metric Value US rank Unemployment rate 5.42% #124 of 200 Population growth (5-yr) +0.2% #167 of 200
Housing — what your money buys Metric Value US rank Median home price $400,167 #135 of 200 Home price ÷ income (affordability) 4.5× #81 of 200 1-yr home appreciation +5.2% #18 of 200 Price per square foot $211 #128 of 200 Typical home size (implied) 1,900 sqft Median rent (monthly) $1,975 #154 of 200 Homes for sale (inventory) 1,831 Median days on market 6 #5 of 200
Taxes Metric Value US rank Total tax burden (est. % of income) 15.4% #189 of 200 Combined sales tax 6.35% #41 of 200 State income tax (top rate) 6.99% Capital gains tax 6.99% #145 of 200 High earners No special surtax Effective property tax rate 2.16% #189 of 200 Median property tax paid $6,247 #189 of 200
Healthcare & childcare Metric Value US rank Healthcare (annual, single adult) $8,200 #193 of 200 Childcare (annual, infant, center) $16,000 #150 of 200
Vehicles & commute Metric Value US rank Annual registration $120 #101 of 200 Vehicle property tax (annual) 2.07% of value (~$580/yr) #175 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 4 Avg commute to work 24 min #96 of 200
Utilities & fuel Metric Value US rank Electricity 32.2¢/kWh #177 of 200 Avg monthly electric bill $290 #177 of 200 Gasoline $3.40/gal #135 of 200
Insurance Metric Value US rank Home insurance (annual) $1,600 #80 of 200 Auto insurance (annual) $1,900 #86 of 200
Disaster risk & supplemental insurance Metric Value US rank Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed. Flood insurance (annual, NFIP) $800 #120 of 200 Earthquake insurance (annual) $100 #1 of 200
Climate & air quality Metric Value US rank Air quality (median AQI, lower=cleaner) 40 #40 of 200 Cooling degree-days (AC load) 700 #25 of 200 Heating degree-days (heat load) 5,800 #164 of 200 Avg summer high 85°F #59 of 200 Avg winter low 18°F #159 of 200 Plant hardiness zone 6b Frost window 04-20 → 10-20
Safety Metric Value US rank Violent crime (per 100k) 150 #3 of 200 Property crime (per 100k) 1,400 #11 of 200
Local amenities & recreation Metric Value US rank Grocery stores 38 #127 of 200 Parks 16 Hiking areas 15 Golf courses 2 Shooting ranges 3 Lakes 5
Permits Metric Value US rank Building permit difficulty (1–5) 4 #147 of 200 Permit detail Difficult; zoning + review
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts (Google Maps listings) via our own scraper.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.