Cost of living in Lancaster, PA Livability score 64 · cost-of-living index 96.8 (US = 100)
How Lancaster compares Where Lancaster falls within the range of all 200 metros (marker = this city).
Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 97 — range 85 to 118 across all metros 97 Median home price $149k $1610k Median home price: $388k — range $149k to $1610k across all metros $388k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $222 — range $88 to $1074 across all metros $222 Combined sales tax 0.0% 11.5% Combined sales tax: 6.3% — range 0.0% to 11.5% across all metros 6.3% Property tax rate 0.28% 2.76% Property tax rate: 1.48% — range 0.28% to 2.76% across all metros 1.48% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 390 — range 110 to 1,000 across all metros 390 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.5 — range 12.3 to 46.6 across all metros 21.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 22° — range -2° to 72° across all metros 22° Map of Lancaster Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.
Map data © OpenStreetMap contributors · business listings via Google Maps
Cost of living Metric Value US rank Cost-of-living index (US=100) 96.8 #109 of 200 Grocery index (US=100) 98.3 #138 of 200 Big Mac price (est.) $5.51 #109 of 200 Median household income $81,458 #54 of 200 Median wage (all occupations) $42,337 #73 of 200
Economy Metric Value US rank Unemployment rate 3.38% #11 of 200 Population growth (5-yr) +3.1% #116 of 200
Housing — what your money buys Metric Value US rank Median home price $388,207 #129 of 200 Home price ÷ income (affordability) 4.8× #102 of 200 1-yr home appreciation +4.6% #25 of 200 Price per square foot $222 #138 of 200 Typical home size (implied) 1,750 sqft Median rent (monthly) $1,526 #85 of 200 Homes for sale (inventory) 688 Median days on market 5 #1 of 200
Taxes Metric Value US rank Total tax burden (est. % of income) 10.6% #115 of 200 Combined sales tax 6.34% #32 of 200 State income tax (top rate) 3.07% Capital gains tax 3.07% #53 of 200 High earners No special surtax Effective property tax rate 1.48% #145 of 200 Median property tax paid $3,913 #153 of 200
Healthcare & childcare Metric Value US rank Healthcare (annual, single adult) $7,000 #129 of 200 Childcare (annual, infant, center) $12,000 #110 of 200
Vehicles & commute Metric Value US rank Annual registration $65 #29 of 200 Vehicle property tax (annual) None #1 of 200 Emissions testing Required Emissions detail Required in major metro counties DMV & license offices 5 Avg commute to work 24 min #87 of 200
Utilities & fuel Metric Value US rank Electricity 21.5¢/kWh #147 of 200 Avg monthly electric bill $193 #141 of 200 Gasoline $3.55/gal #150 of 200 Natural gas (avg monthly bill) $82 #167 of 200 Water & sewer (avg monthly bill) $65 #14 of 200 Home internet (avg monthly bill) $78 #77 of 200
Insurance Metric Value US rank Home insurance (annual) $1,200 #8 of 200 Auto insurance (annual) $1,600 #51 of 200
Disaster risk & supplemental insurance Metric Value US rank Main natural hazards Lower natural-disaster risk; standard home coverage usually sufficient. Flood insurance (annual, NFIP) $650 #41 of 200 Earthquake insurance (annual) $100 #1 of 200
Climate & air quality Metric Value US rank Air quality (median AQI, lower=cleaner) 42 #1 of 200 Cooling degree-days (AC load) 800 #49 of 200 Heating degree-days (heat load) 5,700 #141 of 200 Avg summer high 85°F #59 of 200 Avg winter low 22°F #130 of 200 Annual precipitation 44.1" #116 of 200 Annual snowfall 23.1" #127 of 200 Sunshine (% of possible) 56% #132 of 200 Plant hardiness zone 6b Frost window 04-20 → 10-20
Safety Metric Value US rank Violent crime (per 100k) 390 #91 of 200 Property crime (per 100k) 1,400 #11 of 200
Local amenities & recreation Metric Value US rank Grocery stores 17 #186 of 200 Parks 9 Hiking areas 9 Golf courses 9 Shooting ranges 1 Lakes 5
Permits Metric Value US rank Building permit difficulty (1–5) 3 #87 of 200 Permit detail Moderate
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.
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Estimates for guidance only — not financial or legal advice. Live/official data:
cost-of-living & grocery (BEA RPP); home price, rent, inventory, days-on-market (Zillow);
income & property tax (US Census ACS); electricity (US EIA); plant-hardiness (USDA);
crime (FBI UCR); local grocery, park, hiking, golf, shooting-range, lake & DMV
counts (Google Maps listings) via our own scraper.
Taxes (Tax Foundation) and insurance, emissions, permits, climate, wages and fuel use
sourced state/metro figures.