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Cost of living in Lincoln, NE

Livability score 68 · cost-of-living index 91.9 (US = 100)

How Lincoln compares

Where Lincoln falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 92 — range 85 to 118 across all metros 92 Median home price $149k $1610k Median home price: $304k — range $149k to $1610k across all metros $304k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $179 — range $88 to $1074 across all metros $179 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 1.59% — range 0.28% to 2.76% across all metros 1.59% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 330 — range 110 to 1,000 across all metros 330 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 13.3 — range 12.3 to 46.6 across all metros 13.3 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 14° — range -2° to 72° across all metros 14°

Map of Lincoln

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueUS rank
Cost-of-living index (US=100)91.9#56 of 200
Grocery index (US=100)96.5#98 of 200
Big Mac price (est.)$5.23#55 of 200
Median household income$70,899#101 of 200
Median wage (all occupations)$37,549#136 of 200

Economy

MetricValueUS rank
Unemployment rate3.11%#6 of 200
Population growth (5-yr)+5.0%#80 of 200

Housing — what your money buys

MetricValueUS rank
Median home price$304,242#76 of 200
Home price ÷ income (affordability)4.3×#71 of 200
1-yr home appreciation+4.1%#31 of 200
Price per square foot$179#90 of 200
Typical home size (implied)1,700 sqft
Median rent (monthly)$1,344#37 of 200
Homes for sale (inventory)931
Median days on market7#18 of 200

Taxes

MetricValueUS rank
Total tax burden (est. % of income)11.5%#148 of 200
Combined sales tax6.97%#53 of 200
State income tax (top rate)5.20%
Capital gains tax5.20%#123 of 200
High earnersNo special surtax
Effective property tax rate1.59%#156 of 200
Median property tax paid$3,780#148 of 200

Healthcare & childcare

MetricValueUS rank
Healthcare (annual, single adult)$6,600#65 of 200
Childcare (annual, infant, center)$12,000#110 of 200

Vehicles & commute

MetricValueUS rank
Annual registration$150#125 of 200
Vehicle property tax (annual)2.27% of value (~$636/yr)#184 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices10
Avg commute to work19 min#5 of 200

Utilities & fuel

MetricValueUS rank
Electricity13.3¢/kWh#3 of 200
Avg monthly electric bill$120#3 of 200
Gasoline$3.10/gal#50 of 200

Insurance

MetricValueUS rank
Home insurance (annual)$3,600#164 of 200
Auto insurance (annual)$1,600#51 of 200

Disaster risk & supplemental insurance

MetricValueUS rank
Main natural hazardsNotable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$650#41 of 200
Earthquake insurance (annual)$100#1 of 200

Climate & air quality

MetricValueUS rank
Air quality (median AQI, lower=cleaner)41#50 of 200
Cooling degree-days (AC load)1,100#99 of 200
Heating degree-days (heat load)6,100#176 of 200
Avg summer high88°F#98 of 200
Avg winter low14°F#185 of 200
Plant hardiness zone5b
Frost window05-10 → 10-10

Safety

MetricValueUS rank
Violent crime (per 100k)330#43 of 200
Property crime (per 100k)2,100#95 of 200

Local amenities & recreation

MetricValueUS rank
Grocery stores37#128 of 200
Parks21
Hiking areas7
Golf courses18
Shooting ranges6
Lakes3

Permits

MetricValueUS rank
Building permit difficulty (1–5)2#1 of 200
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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