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Cost of living in Trenton, NJ

Livability score 56 · cost-of-living index 102.4 (US = 100)

How Trenton compares

Where Trenton falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 102 — range 85 to 118 across all metros 102 Median home price $149k $1610k Median home price: $446k — range $149k to $1610k across all metros $446k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $235 — range $88 to $1074 across all metros $235 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 2.62% — range 0.28% to 2.76% across all metros 2.62% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 200 — range 110 to 1,000 across all metros 200 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 23.5 — range 12.3 to 46.6 across all metros 23.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 23° — range -2° to 72° across all metros 23°

Map of Trenton

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueUS rank
Cost-of-living index (US=100)102.4#156 of 200
Grocery index (US=100)97.8#133 of 200
Big Mac price (est.)$5.83#155 of 200
Median household income$92,697#23 of 200
Median wage (all occupations)$47,012#25 of 200

Economy

MetricValueUS rank
Unemployment rate6.12%#163 of 200
Population growth (5-yr)+2.8%#129 of 200

Housing — what your money buys

MetricValueUS rank
Median home price$446,377#155 of 200
Home price ÷ income (affordability)4.8×#102 of 200
1-yr home appreciation-0.1%#140 of 200
Price per square foot$235#148 of 200
Typical home size (implied)1,900 sqft
Median rent (monthly)$2,623#184 of 200
Homes for sale (inventory)891
Median days on market13#69 of 200

Taxes

MetricValueUS rank
Total tax burden (est. % of income)13.2%#167 of 200
Combined sales tax6.60%#48 of 200
State income tax (top rate)10.75%
Capital gains tax10.75%#168 of 200
High earners10.75% top rate on income over $1M
Effective property tax rate2.62%#196 of 200
Median property tax paid$8,576#197 of 200

Healthcare & childcare

MetricValueUS rank
Healthcare (annual, single adult)$7,600#179 of 200
Childcare (annual, infant, center)$13,000#131 of 200

Vehicles & commute

MetricValueUS rank
Annual registration$85#68 of 200
Vehicle property tax (annual)None#1 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices4
Avg commute to work28 min#166 of 200

Utilities & fuel

MetricValueUS rank
Electricity23.5¢/kWh#159 of 200
Avg monthly electric bill$212#159 of 200
Gasoline$3.25/gal#83 of 200

Insurance

MetricValueUS rank
Home insurance (annual)$1,300#22 of 200
Auto insurance (annual)$2,000#116 of 200

Disaster risk & supplemental insurance

MetricValueUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$900#152 of 200
Earthquake insurance (annual)$100#1 of 200

Climate & air quality

MetricValueUS rank
Air quality (median AQI, lower=cleaner)43#70 of 200
Cooling degree-days (AC load)1,000#78 of 200
Heating degree-days (heat load)4,900#125 of 200
Avg summer high86°F#87 of 200
Avg winter low23°F#128 of 200
Plant hardiness zone7a
Frost window04-10 → 11-01

Safety

MetricValueUS rank
Violent crime (per 100k)200#7 of 200
Property crime (per 100k)1,300#8 of 200

Local amenities & recreation

MetricValueUS rank
Grocery stores20#169 of 200
Parks8
Hiking areas15
Golf courses15
Shooting ranges4
Lakes1

Permits

MetricValueUS rank
Building permit difficulty (1–5)5#165 of 200
Permit detailVery difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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