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Cost of living in Urban Honolulu, HI

Livability score 48 · cost-of-living index 111.4 (US = 100)

How Urban Honolulu compares

Where Urban Honolulu falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 111 — range 85 to 118 across all metros 111 Median home price $149k $1610k Median home price: $851k — range $149k to $1610k across all metros $851k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $567 — range $88 to $1074 across all metros $567 Combined sales tax 0.0% 11.5% Combined sales tax: 4.5% — range 0.0% to 11.5% across all metros 4.5% Property tax rate 0.28% 2.76% Property tax rate: 0.28% — range 0.28% to 2.76% across all metros 0.28% Violent crime (per 100k) 110 1,000 Violent crime (per 100k): 260 — range 110 to 1,000 across all metros 260 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 46.6 — range 12.3 to 46.6 across all metros 46.6 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 66° — range -2° to 72° across all metros 66°

Map of Urban Honolulu

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueUS rank
Cost-of-living index (US=100)111.4#190 of 200
Grocery index (US=100)110.3#199 of 200
Big Mac price (est.)$6.34#190 of 200
Median household income$99,816#9 of 200
Median wage (all occupations)$46,314#32 of 200

Economy

MetricValueUS rank
Unemployment rate4.79%#75 of 200
Population growth (5-yr)+2.0%#138 of 200

Housing — what your money buys

MetricValueUS rank
Median home price$851,163#192 of 200
Home price ÷ income (affordability)8.5×#189 of 200
1-yr home appreciation+0.6%#122 of 200
Price per square foot$567#192 of 200
Typical home size (implied)1,500 sqft
Median rent (monthly)$2,980#194 of 200
Homes for sale (inventory)3,782
Median days on market31#154 of 200

Taxes

MetricValueUS rank
Total tax burden (est. % of income)14.1%#188 of 200
Combined sales tax4.50%#6 of 200
State income tax (top rate)11.00%
Capital gains tax11.00%#179 of 200
High earners11% top rate — among the highest in the nation
Effective property tax rate0.28%#1 of 200
Median property tax paid$2,368#88 of 200

Healthcare & childcare

MetricValueUS rank
Healthcare (annual, single adult)$5,800#3 of 200
Childcare (annual, infant, center)$15,000#141 of 200

Vehicles & commute

MetricValueUS rank
Annual registration$150#125 of 200
Vehicle property tax (annual)None#1 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work27 min#162 of 200

Utilities & fuel

MetricValueUS rank
Electricity46.6¢/kWh#200 of 200
Avg monthly electric bill$420#200 of 200
Gasoline$4.70/gal#181 of 200

Insurance

MetricValueUS rank
Home insurance (annual)$1,100#7 of 200
Auto insurance (annual)$1,400#18 of 200

Disaster risk & supplemental insurance

MetricValueUS rank
Main natural hazardsNotable hazards: hurricanes, flooding, earthquakes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$800#120 of 200
Earthquake insurance (annual)$550#171 of 200

Climate & air quality

MetricValueUS rank
Air quality (median AQI, lower=cleaner)31#8 of 200
Cooling degree-days (AC load)3,500#179 of 200
Heating degree-days (heat load)0#1 of 200
Avg summer high85°F#59 of 200
Avg winter low66°F#3 of 200
Plant hardiness zone12a
Frost window01-01 → 01-01

Safety

MetricValueUS rank
Violent crime (per 100k)260#15 of 200
Property crime (per 100k)2,600#157 of 200

Local amenities & recreation

MetricValueUS rank
Grocery stores120#5 of 200
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueUS rank
Building permit difficulty (1–5)5#165 of 200
Permit detailVery difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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