Ann Arbor, MI vs Miami, FL
Moving from Ann Arbor to Miami? Here's what changes — from your equivalent salary to housing ($422,945 → $475,622 median home) and taxes.
Ann Arbor vs Miami at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ann Arbor, MI, you'd need about $114,201 in Miami, FL (+$14,201).
Livability — Ann Arbor, MI: 61 · Miami, FL: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,951 sqft in Ann Arbor vs 1,945 sqft in Miami ($256 vs $257 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ann Arbor, MI | Miami, FL | Difference |
|---|---|---|---|
| Housing | $24,816 | $32,316 | +$7,500 |
| Groceries | $4,703 | $5,091 | +$388 |
| Transportation | $4,575 | $4,800 | +$225 |
| Utilities | $2,316 | $1,656 | −$660 |
| Insurance | $1,300 | $4,200 | +$2,900 |
| Taxes | $11,605 | $5,772 | −$5,833 |
| Total | $49,315 | $53,835 | +$4,520 |
Side by side
| Metric | Ann Arbor, MI | Miami, FL |
|---|---|---|
| Cost-of-living index | 98.2 | 112.1 |
| Unemployment rate | 4.69% | 5.24% |
| Population growth (5-yr) | 2.4% | 1.7% |
| Air quality (median AQI) | 43 | 51 |
| Big Mac price (est.) | $5.58 | $6.38 |
| Median home price | $422,945 | $475,622 |
| Home price ÷ income | 5.0× | 6.9× |
| 1-yr home appreciation | 2.5% | -2.9% |
| Price per square foot | $256 | $257 |
| Median rent | $2,068 | $2,693 |
| Total tax burden (% income) | 10.0% | 9.1% |
| Combined sales tax | 6.00% | 7.02% |
| Capital gains tax | 4.25% | None |
| Property tax rate | 1.56% | 0.90% |
| Healthcare (annual) | $6,500 | $7,500 |
| Childcare (annual, infant) | $11,000 | $10,000 |
| Vehicle property tax | 0.61% | None |
| Avg commute (min) | 24 | 30 |
| Home insurance / yr | $1,300 | $4,200 |
| Auto insurance / yr | $2,700 | $2,900 |
| Flood insurance / yr | $600 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.4 | 15.4 |
| Gas $/gal | 3.35 | 3.35 |
| Violent crime /100k | 460 | 380 |
| Avg summer high °F | 83 | 91 |
| Avg winter low °F | 16 | 52 |
| Permit difficulty (1–5) | 3 | 3 |