Miami, FL vs Ann Arbor, MI
Moving from Miami to Ann Arbor? Here's what changes — from your equivalent salary to housing ($475,622 → $422,945 median home) and taxes.
Miami vs Ann Arbor at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $87,565 in Ann Arbor, MI (−$12,435).
Livability — Miami, FL: 57 · Ann Arbor, MI: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 1,951 sqft in Ann Arbor ($257 vs $256 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Ann Arbor, MI | Difference |
|---|---|---|---|
| Housing | $32,316 | $24,816 | −$7,500 |
| Groceries | $5,091 | $4,703 | −$388 |
| Transportation | $4,800 | $4,575 | −$225 |
| Utilities | $1,656 | $2,316 | +$660 |
| Insurance | $4,200 | $1,300 | −$2,900 |
| Taxes | $5,772 | $11,605 | +$5,833 |
| Total | $53,835 | $49,315 | −$4,520 |
Side by side
| Metric | Miami, FL | Ann Arbor, MI |
|---|---|---|
| Cost-of-living index | 112.1 | 98.2 |
| Unemployment rate | 5.24% | 4.69% |
| Population growth (5-yr) | 1.7% | 2.4% |
| Air quality (median AQI) | 51 | 43 |
| Big Mac price (est.) | $6.38 | $5.58 |
| Median home price | $475,622 | $422,945 |
| Home price ÷ income | 6.9× | 5.0× |
| 1-yr home appreciation | -2.9% | 2.5% |
| Price per square foot | $257 | $256 |
| Median rent | $2,693 | $2,068 |
| Total tax burden (% income) | 9.1% | 10.0% |
| Combined sales tax | 7.02% | 6.00% |
| Capital gains tax | None | 4.25% |
| Property tax rate | 0.90% | 1.56% |
| Healthcare (annual) | $7,500 | $6,500 |
| Childcare (annual, infant) | $10,000 | $11,000 |
| Vehicle property tax | None | 0.61% |
| Avg commute (min) | 30 | 24 |
| Home insurance / yr | $4,200 | $1,300 |
| Auto insurance / yr | $2,900 | $2,700 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 21.4 |
| Gas $/gal | 3.35 | 3.35 |
| Violent crime /100k | 380 | 460 |
| Avg summer high °F | 91 | 83 |
| Avg winter low °F | 52 | 16 |
| Permit difficulty (1–5) | 3 | 3 |