Atlanta, GA vs Chattanooga, TN
Moving from Atlanta to Chattanooga? Here's what changes — from your equivalent salary to housing ($382,938 → $326,370 median home) and taxes.
Atlanta vs Chattanooga at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Atlanta, GA, you'd need about $91,908 in Chattanooga, TN (−$8,092).
Livability — Atlanta, GA: 66 · Chattanooga, TN: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,677 sqft in Atlanta vs 3,064 sqft in Chattanooga ($187 vs $163 per sqft).
Annual cost breakdown (at $100,000)
| Category | Atlanta, GA | Chattanooga, TN | Difference |
|---|---|---|---|
| Housing | $22,080 | $18,360 | −$3,720 |
| Groceries | $4,926 | $4,704 | −$223 |
| Transportation | $3,515 | $3,130 | −$385 |
| Utilities | $1,656 | $1,608 | −$48 |
| Insurance | $2,100 | $2,200 | +$100 |
| Taxes | $10,533 | $4,907 | −$5,626 |
| Total | $44,810 | $34,908 | −$9,902 |
Side by side
| Metric | Atlanta, GA | Chattanooga, TN |
|---|---|---|
| Cost-of-living index | 100.5 | 92.3 |
| Unemployment rate | 5.04% | 4.49% |
| Population growth (5-yr) | 6.9% | 2.9% |
| Air quality (median AQI) | 56 | 52 |
| Big Mac price (est.) | $5.72 | $5.25 |
| Median home price | $382,938 | $326,370 |
| Home price ÷ income | 4.6× | 5.0× |
| 1-yr home appreciation | -2.1% | 0.2% |
| Price per square foot | $187 | $163 |
| Median rent | $1,840 | $1,530 |
| Total tax burden (% income) | 8.9% | 7.6% |
| Combined sales tax | 7.38% | 9.55% |
| Capital gains tax | 5.39% | None |
| Property tax rate | 0.85% | 0.71% |
| Healthcare (annual) | $6,400 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 32 | 24 |
| Home insurance / yr | $2,100 | $2,200 |
| Auto insurance / yr | $1,900 | $1,600 |
| Flood insurance / yr | $700 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 15.4 | 14.9 |
| Gas $/gal | 3.15 | 2.95 |
| Violent crime /100k | 370 | 600 |
| Avg summer high °F | 89 | 89 |
| Avg winter low °F | 34 | 30 |
| Permit difficulty (1–5) | 2 | 2 |