Chattanooga, TN vs Atlanta, GA
Moving from Chattanooga to Atlanta? Here's what changes — from your equivalent salary to housing ($326,370 → $382,938 median home) and taxes.
Chattanooga vs Atlanta at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chattanooga, TN, you'd need about $108,805 in Atlanta, GA (+$8,805).
Livability — Chattanooga, TN: 67 · Atlanta, GA: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,064 sqft in Chattanooga vs 2,677 sqft in Atlanta ($163 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chattanooga, TN | Atlanta, GA | Difference |
|---|---|---|---|
| Housing | $18,360 | $22,080 | +$3,720 |
| Groceries | $4,704 | $4,926 | +$223 |
| Transportation | $3,130 | $3,515 | +$385 |
| Utilities | $1,608 | $1,656 | +$48 |
| Insurance | $2,200 | $2,100 | −$100 |
| Taxes | $4,907 | $10,533 | +$5,627 |
| Total | $34,908 | $44,810 | +$9,902 |
Side by side
| Metric | Chattanooga, TN | Atlanta, GA |
|---|---|---|
| Cost-of-living index | 92.3 | 100.5 |
| Unemployment rate | 4.49% | 5.04% |
| Population growth (5-yr) | 2.9% | 6.9% |
| Air quality (median AQI) | 52 | 56 |
| Big Mac price (est.) | $5.25 | $5.72 |
| Median home price | $326,370 | $382,938 |
| Home price ÷ income | 5.0× | 4.6× |
| 1-yr home appreciation | 0.2% | -2.1% |
| Price per square foot | $163 | $187 |
| Median rent | $1,530 | $1,840 |
| Total tax burden (% income) | 7.6% | 8.9% |
| Combined sales tax | 9.55% | 7.38% |
| Capital gains tax | None | 5.39% |
| Property tax rate | 0.71% | 0.85% |
| Healthcare (annual) | $6,300 | $6,400 |
| Childcare (annual, infant) | $9,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 24 | 32 |
| Home insurance / yr | $2,200 | $2,100 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $700 | $700 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 15.4 |
| Gas $/gal | 2.95 | 3.15 |
| Violent crime /100k | 600 | 370 |
| Avg summer high °F | 89 | 89 |
| Avg winter low °F | 30 | 34 |
| Permit difficulty (1–5) | 2 | 2 |