Atlantic City, NJ vs Tampa, FL
Moving from Atlantic City to Tampa? Here's what changes — from your equivalent salary to housing ($384,211 → $360,738 median home) and taxes.
Atlantic City vs Tampa at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Atlantic City, NJ, you'd need about $103,608 in Tampa, FL (+$3,608).
Livability — Atlantic City, NJ: 61 · Tampa, FL: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,473 sqft in Atlantic City vs 2,564 sqft in Tampa ($202 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Atlantic City, NJ | Tampa, FL | Difference |
|---|---|---|---|
| Housing | $25,812 | $24,216 | −$1,596 |
| Groceries | $4,888 | $4,949 | +$61 |
| Transportation | $3,710 | $4,800 | +$1,090 |
| Utilities | $2,544 | $1,656 | −$888 |
| Insurance | $1,300 | $4,200 | +$2,900 |
| Taxes | $19,743 | $4,642 | −$15,101 |
| Total | $57,997 | $44,463 | −$13,534 |
Side by side
| Metric | Atlantic City, NJ | Tampa, FL |
|---|---|---|
| Cost-of-living index | 98.9 | 102.5 |
| Unemployment rate | 8.29% | 4.92% |
| Population growth (5-yr) | 0.5% | 7.3% |
| Air quality (median AQI) | 35 | 51 |
| Big Mac price (est.) | $5.63 | $5.83 |
| Median home price | $384,211 | $360,738 |
| Home price ÷ income | 5.3× | 5.4× |
| 1-yr home appreciation | 3.9% | -3.4% |
| Price per square foot | $202 | $195 |
| Median rent | $2,151 | $2,018 |
| Total tax burden (% income) | 13.2% | 9.1% |
| Combined sales tax | 6.60% | 7.02% |
| Capital gains tax | 10.75% | None |
| Property tax rate | 2.63% | 0.80% |
| Healthcare (annual) | $7,600 | $7,500 |
| Childcare (annual, infant) | $13,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 28 |
| Home insurance / yr | $1,300 | $4,200 |
| Auto insurance / yr | $2,000 | $2,900 |
| Flood insurance / yr | $900 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 23.5 | 15.4 |
| Gas $/gal | 3.25 | 3.35 |
| Violent crime /100k | 200 | 380 |
| Avg summer high °F | 86 | 91 |
| Avg winter low °F | 23 | 52 |
| Permit difficulty (1–5) | 5 | 3 |