Baltimore, MD vs Atlantic City, NJ
Moving from Baltimore to Atlantic City? Here's what changes — from your equivalent salary to housing ($405,877 → $384,211 median home) and taxes.
Baltimore vs Atlantic City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $95,853 in Atlantic City, NJ (−$4,147).
Livability — Baltimore, MD: 57 · Atlantic City, NJ: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 2,473 sqft in Atlantic City ($214 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Baltimore, MD | Atlantic City, NJ | Difference |
|---|---|---|---|
| Housing | $23,028 | $25,812 | +$2,784 |
| Groceries | $5,075 | $4,888 | −$187 |
| Transportation | $3,685 | $3,710 | +$25 |
| Utilities | $2,388 | $2,544 | +$156 |
| Insurance | $1,400 | $1,300 | −$100 |
| Taxes | $11,584 | $19,743 | +$8,159 |
| Total | $47,160 | $57,997 | +$10,837 |
Side by side
| Metric | Baltimore, MD | Atlantic City, NJ |
|---|---|---|
| Cost-of-living index | 103.2 | 98.9 |
| Unemployment rate | 4.86% | 8.29% |
| Population growth (5-yr) | 1.7% | 0.5% |
| Air quality (median AQI) | 47 | 35 |
| Big Mac price (est.) | $5.87 | $5.63 |
| Median home price | $405,877 | $384,211 |
| Home price ÷ income | 4.3× | 5.3× |
| 1-yr home appreciation | 0.8% | 3.9% |
| Price per square foot | $214 | $202 |
| Median rent | $1,919 | $2,151 |
| Total tax burden (% income) | 11.3% | 13.2% |
| Combined sales tax | 6.00% | 6.60% |
| Capital gains tax | 5.75% | 10.75% |
| Property tax rate | 1.04% | 2.63% |
| Healthcare (annual) | $7,200 | $7,600 |
| Childcare (annual, infant) | $16,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 26 |
| Home insurance / yr | $1,400 | $1,300 |
| Auto insurance / yr | $1,900 | $2,000 |
| Flood insurance / yr | $750 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 23.5 |
| Gas $/gal | 3.30 | 3.25 |
| Violent crime /100k | 450 | 200 |
| Avg summer high °F | 88 | 86 |
| Avg winter low °F | 27 | 23 |
| Permit difficulty (1–5) | 4 | 5 |