Baltimore, MD vs Toledo, OH
Moving from Baltimore to Toledo? Here's what changes — from your equivalent salary to housing ($405,877 → $203,726 median home) and taxes.
Baltimore vs Toledo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $87,828 in Toledo, OH (−$12,172).
Livability — Baltimore, MD: 57 · Toledo, OH: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 4,049 sqft in Toledo ($214 vs $124 per sqft).
Annual cost breakdown (at $100,000)
| Category | Baltimore, MD | Toledo, OH | Difference |
|---|---|---|---|
| Housing | $23,028 | $15,624 | −$7,404 |
| Groceries | $5,075 | $4,706 | −$369 |
| Transportation | $3,685 | $3,025 | −$660 |
| Utilities | $2,388 | $2,100 | −$288 |
| Insurance | $1,400 | $1,300 | −$100 |
| Taxes | $11,584 | $8,598 | −$2,986 |
| Total | $47,160 | $35,353 | −$11,807 |
Side by side
| Metric | Baltimore, MD | Toledo, OH |
|---|---|---|
| Cost-of-living index | 103.2 | 90.6 |
| Unemployment rate | 4.86% | 5.95% |
| Population growth (5-yr) | 1.7% | 6.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.87 | $5.16 |
| Median home price | $405,877 | $203,726 |
| Home price ÷ income | 4.3× | 3.3× |
| 1-yr home appreciation | 0.8% | 2.7% |
| Price per square foot | $214 | $124 |
| Median rent | $1,919 | $1,302 |
| Total tax burden (% income) | 11.3% | 10.0% |
| Combined sales tax | 6.00% | 7.24% |
| Capital gains tax | 5.75% | 3.50% |
| Property tax rate | 1.04% | 1.61% |
| Healthcare (annual) | $7,200 | $6,400 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 21 |
| Home insurance / yr | $1,400 | $1,300 |
| Auto insurance / yr | $1,900 | $1,300 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 19.5 |
| Gas $/gal | 3.30 | 3.25 |
| Natural gas / mo | $88 | $78 |
| Water & sewer / mo | $106 | $104 |
| Home internet / mo | $82 | $76 |
| Violent crime /100k | 450 | 300 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 27 | 20 |
| Annual precipitation (in) | 45.0 | 41.0 |
| Annual snowfall (in) | 19.3 | 63.8 |
| Sunshine (% possible) | 57% | 49% |
| Permit difficulty (1–5) | 4 | 2 |